# Monese vs XlentPay

The clearest difference is ads: XlentPay at none against Monese's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monese ships an update every 3 weeks, XlentPay fortnightly. The most recent releases landed on November 12, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Monese | XlentPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (2.4K ratings)](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407/reviews)** | — |
| Number of ratings | **2.4K** | — |
| Positive reviews | 18.8% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Ad-supported | — |
| Size | 205 MB | 67 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Monese LTD](https://appshunter.io/developer/1102793406) | [Xlentpay Corporation](https://appshunter.io/developer/1808610471) |

## What reviewers say

### Monese

[App page](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407)

Manage your money with a mobile account offering GBP, EUR, or RON options. Enjoy global spending, easy currency switching, and secure transactions. Features include real-time notifications, spending overviews, and savings pots.

**Highlights:** Open GBP, EUR, or RON accounts, Global contactless Mastercard debit card, Fee-free foreign spending and ATM withdrawals, Send and receive money internationally, Virtual card for online security, Real-time spending notifications, Savings pots for goals

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


### XlentPay

[App page](https://appshunter.io/ios/app/xlentpay/id6744634014)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monese free?

Monese is free to download, with no in-app purchases.

### Is XlentPay free?

XlentPay is free to download, with no in-app purchases.

### Do Monese or XlentPay have ads?

Monese shows ads; XlentPay does not.

### Which is updated more often, Monese or XlentPay?

Monese ships an update every 3 weeks, and XlentPay fortnightly. Most recently, Monese was updated on November 12, 2026 and XlentPay on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*