# Loan calculator vs debito

The clearest difference is ads: debito at none against Loan calculator's shown. debito also leads on rating (5.0 vs 4.5). Loan calculator's advantage is ratings volume (828 vs 1) and iOS requirement (16.4 vs 26.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Loan calculator sells 3 in-app purchases, starting at $1.99 per month and debito sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

debito holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Loan calculator has 828 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Loan calculator | debito |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (828 ratings)](https://appshunter.io/ios/app/loan-calculator-installment/id1104763160/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debito/id1482131356/reviews)** |
| Number of ratings | **828** | 1 |
| Positive reviews | 44.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 74 MB | 1 MB |
| Requires iOS | **16.4** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Anh Nguyen Thi Ngoc](https://appshunter.io/developer/1461438160) | [slothsoft IT solutions](https://appshunter.io/developer/316889958) |

## What reviewers say

### Loan calculator

[App page](https://appshunter.io/ios/app/loan-calculator-installment/id1104763160)

Easily calculate monthly loan payments, interest rates, loan amounts, or repayment periods. Visualize your loan breakdown with pie charts and detailed amortization schedules.

**Highlights:** Calculate monthly/yearly payments, Determine interest rate, Calculate loan amount, Calculate loan term, Generate amortization schedules, Visualize with pie charts, Interactive graphs

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Annual | $6.99 | per year |
| Lifetime Access | $19.99 | one-time |

**What reviewers like**

- 👍 Simple and effective
- 🚀 Straightforward and fast
- 💡 Useful for loan calculations
- 👍 Easy to use
- 👍 Neat little tool

**What reviewers complain about**

- 🐛 Freezes up and doesn't function well
- 🔍 Lacks some payment options (weekly, bi-weekly)
- 💸 Ads get in the way of use
- 🔒 Paid to remove ads but still have them
- 🐛 Doesn't save loan scenarios

**Reported bugs**

- Loan amount entry clears after entering interest and term
- Decimal places don't work in interest rate
- Can't scroll up to contact developer
- Calculates inaccurate repayments

**Requested features**

- Add ability to include extra payments in calculations
- Convert amortization table to PDF
- Add more payment options (weekly, bi-weekly)
- Allow adjusting payment amount to see impact


### debito

[App page](https://appshunter.io/ios/app/debito/id1482131356)

Easily manage multiple debts and loans with this intuitive money lending manager. Track who owes you money and who you owe, set reminders for repayments, and gain clarity on your financial obligations.

**Highlights:** Simple debt management, Add and manage debts, Set repayment reminders, Track money lent to others, Track money borrowed from others

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ad-free | $0.99 | one-time |


## Frequently asked questions

### Is Loan calculator free?

Loan calculator is free to download, with in-app purchases available.

### Is debito free?

debito is free to download, with in-app purchases available.

### Which has better reviews, Loan calculator or debito?

debito is rated higher. Loan calculator averages 4.5 out of 5 from 828 ratings, while debito averages 5.0 from 1 ratings.

### Do Loan calculator or debito have ads?

Loan calculator shows ads; debito does not.

### Which is updated more often, Loan calculator or debito?

Loan calculator ships an update every 3 months, and debito every 3 months. Most recently, Loan calculator was updated on November 2, 2026 and debito on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*