# KongaPay vs Microvest

The clearest difference is rating: KongaPay at 4.4 against Microvest's 3.9. KongaPay also leads on ratings volume (149 vs 10). Microvest's advantage is monetization model (free vs free with in-app purchases) and review sentiment (75% vs 52%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KongaPay holds the better App Store score, 4.4 against 3.9. That said, the two scores are not equally well evidenced: KongaPay has 149 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 52% of KongaPay's written reviews are positive against 75% of Microvest's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 14, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | KongaPay | Microvest |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (149 ratings)](https://appshunter.io/ios/app/kongapay/id1105457515/reviews)** | [3.9 (10 ratings)](https://appshunter.io/ios/app/microvest/id1594633222/reviews) |
| Number of ratings | **149** | 10 |
| Positive reviews | 52.0% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 103 MB | 51 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Konga Online Shopping Limited](https://appshunter.io/developer/880918397) | [MICROVEST TECHNOLOGIES LIMITED](https://appshunter.io/developer/1594633224) |

## What reviewers say

### KongaPay

[App page](https://appshunter.io/ios/app/kongapay/id1105457515)

This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.

**Highlights:** Instant money transfers, Bill and subscription payments, Savings with interest, Loyalty rewards on balance, Discounts on Konga.com, Business tools for vendors

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Microvest

[App page](https://appshunter.io/ios/app/microvest/id1594633222)

This app helps you achieve your financial goals through personalized contribution plans and investment tools. Build wealth with features designed for saving, investing, and growing your funds with attractive returns. Connect with a community for shared financial growth aspirations.

**Highlights:** Personalized contribution plans, Tools for saving and investing, Attract returns on contributions, Community for financial growth, Group wealth building, Secure financial planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KongaPay free?

KongaPay is free to download, with no in-app purchases.

### Is Microvest free?

Microvest is free to download, with no in-app purchases.

### Which has better reviews, KongaPay or Microvest?

KongaPay is rated higher. KongaPay averages 4.4 out of 5 from 149 ratings, while Microvest averages 3.9 from 10 ratings.

### Do KongaPay or Microvest have ads?

Neither KongaPay nor Microvest shows ads.

### Which is updated more often, KongaPay or Microvest?

KongaPay ships an update fortnightly, and Microvest fortnightly. Most recently, KongaPay was updated on October 14, 2026 and Microvest on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*