# KongaPay vs 9jaPay

The clearest difference is rating: KongaPay at 4.4 against 9jaPay's 2.5. KongaPay also leads on review sentiment (52% vs 20%) and ratings volume (149 vs 10). 9jaPay's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KongaPay holds the better App Store score, 4.4 against 2.5. That said, the two scores are not equally well evidenced: KongaPay has 149 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 52% of KongaPay's written reviews are positive against 20% of 9jaPay's.

KongaPay ships an update fortnightly, 9jaPay every 5 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | KongaPay | 9jaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (149 ratings)](https://appshunter.io/ios/app/kongapay/id1105457515/reviews)** | [2.5 (10 ratings)](https://appshunter.io/ios/app/9japay-making-more-possible/id1668066826/reviews) |
| Number of ratings | **149** | 10 |
| Positive reviews | **52.0% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 103 MB | 134 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Konga Online Shopping Limited](https://appshunter.io/developer/880918397) | [9jaPay UK Limited](https://appshunter.io/developer/1627499458) |

## What reviewers say

### KongaPay

[App page](https://appshunter.io/ios/app/kongapay/id1105457515)

This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.

**Highlights:** Instant money transfers, Bill and subscription payments, Savings with interest, Loyalty rewards on balance, Discounts on Konga.com, Business tools for vendors

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 9jaPay

[App page](https://appshunter.io/ios/app/9japay-making-more-possible/id1668066826)

Manage your finances with this comprehensive app. It offers budgeting, investing, banking, and bill payment features, simplifying your financial life. Secure transactions and easy money management tools are provided.

**Highlights:** Easy money management, Bill payments, Send and receive money, Secure transactions, Transfer scheduling, Budgeting and investing

**In-app purchases:** none


## Frequently asked questions

### Is KongaPay free?

KongaPay is free to download, with no in-app purchases.

### Is 9jaPay free?

9jaPay is free to download, with no in-app purchases.

### Which has better reviews, KongaPay or 9jaPay?

KongaPay is rated higher. KongaPay averages 4.4 out of 5 from 149 ratings, while 9jaPay averages 2.5 from 10 ratings.

### Do KongaPay or 9jaPay have ads?

Neither KongaPay nor 9jaPay shows ads.

### Which is updated more often, KongaPay or 9jaPay?

KongaPay ships an update fortnightly, and 9jaPay every 5 weeks. Most recently, KongaPay was updated on October 24, 2026 and 9jaPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*