# KongaPay vs kaapo

The clearest difference is rating: KongaPay at 4.4 against kaapo's 3.6. KongaPay also leads on ratings volume (149 vs 17). kaapo's advantage is monetization model (free vs free with in-app purchases) and review sentiment (76% vs 52%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KongaPay holds the better App Store score, 4.4 against 3.6. That said, the two scores are not equally well evidenced: KongaPay has 149 ratings behind it against 17, so its average is the more settled of the two. Written reviews complicate that: 52% of KongaPay's written reviews are positive against 76% of kaapo's, so the app with the better star average is not the one people write more warmly about.

KongaPay ships an update fortnightly, kaapo every 3 weeks. The most recent releases landed on October 18, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | KongaPay | kaapo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (149 ratings)](https://appshunter.io/ios/app/kongapay/id1105457515/reviews)** | [3.6 (17 ratings)](https://appshunter.io/ios/app/kaapo/id6444363402/reviews) |
| Number of ratings | **149** | 17 |
| Positive reviews | 52.0% of reviews | **75.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 103 MB | 60 MB |
| Requires iOS | 15.6 | **13.4** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Konga Online Shopping Limited](https://appshunter.io/developer/880918397) | [ESETECH GLOBAL RESORCES](https://appshunter.io/developer/1626282031) |

## What reviewers say

### KongaPay

[App page](https://appshunter.io/ios/app/kongapay/id1105457515)

This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.

**Highlights:** Instant money transfers, Bill and subscription payments, Savings with interest, Loyalty rewards on balance, Discounts on Konga.com, Business tools for vendors

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### kaapo

[App page](https://appshunter.io/ios/app/kaapo/id6444363402)

Easily trade unused gift cards for cash or use them to pay bills. This app offers a secure and quick way to manage your gift cards and simplify your payment process.

**Highlights:** Trade unused gift cards, Exchange for cash, Pay utility bills, Secure payments, User-friendly interface

**In-app purchases:** none


## Frequently asked questions

### Is KongaPay free?

KongaPay is free to download, with no in-app purchases.

### Is kaapo free?

kaapo is free to download, with no in-app purchases.

### Which has better reviews, KongaPay or kaapo?

KongaPay is rated higher. KongaPay averages 4.4 out of 5 from 149 ratings, while kaapo averages 3.6 from 17 ratings.

### Do KongaPay or kaapo have ads?

Neither KongaPay nor kaapo shows ads.

### Which is updated more often, KongaPay or kaapo?

KongaPay ships an update fortnightly, and kaapo every 3 weeks. Most recently, KongaPay was updated on October 18, 2026 and kaapo on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*