# KongaPay vs Swwipe

The clearest difference is rating: KongaPay at 4.4 against Swwipe's 3.5. KongaPay also leads on update cadence (fortnightly vs every 3 months) and ratings volume (149 vs 2). Swwipe's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KongaPay holds the better App Store score, 4.4 against 3.5. That said, the two scores are not equally well evidenced: KongaPay has 149 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 52% of KongaPay's written reviews are positive against 50% of Swwipe's.

KongaPay ships an update fortnightly, Swwipe every 3 months. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | KongaPay | Swwipe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (149 ratings)](https://appshunter.io/ios/app/kongapay/id1105457515/reviews)** | [3.5 (2 ratings)](https://appshunter.io/ios/app/swwipe/id6463031984/reviews) |
| Number of ratings | **149** | 2 |
| Positive reviews | **52.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 103 MB | 63 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Konga Online Shopping Limited](https://appshunter.io/developer/880918397) | [SWWIPE FINANCIAL SERVICES LIMITED](https://appshunter.io/developer/1703815324) |

## What reviewers say

### KongaPay

[App page](https://appshunter.io/ios/app/kongapay/id1105457515)

This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.

**Highlights:** Instant money transfers, Bill and subscription payments, Savings with interest, Loyalty rewards on balance, Discounts on Konga.com, Business tools for vendors

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Swwipe

[App page](https://appshunter.io/ios/app/swwipe/id6463031984)

Transform your smartphone into a point-of-sale device to accept payments. This application allows businesses to easily process transactions directly from their mobile device.

**Highlights:** Smartphone POS terminal, Receive payments, Mobile transaction processing, Easy to use

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KongaPay free?

KongaPay is free to download, with no in-app purchases.

### Is Swwipe free?

Swwipe is free to download, with no in-app purchases.

### Which has better reviews, KongaPay or Swwipe?

KongaPay is rated higher. KongaPay averages 4.4 out of 5 from 149 ratings, while Swwipe averages 3.5 from 2 ratings.

### Do KongaPay or Swwipe have ads?

Neither KongaPay nor Swwipe shows ads.

### Which is updated more often, KongaPay or Swwipe?

KongaPay ships an update fortnightly, and Swwipe every 3 months. Most recently, KongaPay was updated on October 24, 2026 and Swwipe on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*