# KongaPay vs Upesa

KongaPay and Upesa both sit at 4.4 stars, but that hides the real split: 100% of Upesa's written reviews are positive against 52% of KongaPay's. Upesa also leads on monetization model (free vs free with in-app purchases). KongaPay's advantage is ads (none vs shown) and ratings volume (149 vs 7). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for KongaPay against 4.3 for Upesa. That said, the two scores are not equally well evidenced: KongaPay has 149 ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 52% of KongaPay's written reviews are positive against 100% of Upesa's.

KongaPay ships an update fortnightly, Upesa every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | KongaPay | Upesa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (149 ratings)](https://appshunter.io/ios/app/kongapay/id1105457515/reviews)** | [4.3 (7 ratings)](https://appshunter.io/ios/app/upesa/id6480348587/reviews) |
| Number of ratings | **149** | 7 |
| Positive reviews | 52.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 103 MB | 94 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Konga Online Shopping Limited](https://appshunter.io/developer/880918397) | [Utoken Limited](https://appshunter.io/developer/1738771405) |

## What reviewers say

### KongaPay

[App page](https://appshunter.io/ios/app/kongapay/id1105457515)

This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.

**Highlights:** Instant money transfers, Bill and subscription payments, Savings with interest, Loyalty rewards on balance, Discounts on Konga.com, Business tools for vendors

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Upesa

[App page](https://appshunter.io/ios/app/upesa/id6480348587)

This digital wallet provides affordable, instant, and borderless payments for individuals and businesses. Easily switch between currencies for seamless cross-border transactions, ideal for digital nomads, freelancers, importers, and merchants. Enjoy extremely cheap payments with an intuitive interface and access to digital dollars for business.

**Highlights:** Affordable, instant, borderless payments, Seamless currency switching, Digital dollar access for business, Intuitive user interface, Cross-border settlement

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is KongaPay free?

KongaPay is free to download, with no in-app purchases.

### Is Upesa free?

Upesa is free to download, with no in-app purchases.

### Which has better reviews, KongaPay or Upesa?

KongaPay is rated higher. KongaPay averages 4.4 out of 5 from 149 ratings, while Upesa averages 4.3 from 7 ratings.

### Do KongaPay or Upesa have ads?

Upesa shows ads; KongaPay does not.

### Which is updated more often, KongaPay or Upesa?

KongaPay ships an update fortnightly, and Upesa every 2 weeks. Most recently, KongaPay was updated on October 24, 2026 and Upesa on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*