# KongaPay vs Maxim

The clearest difference is review sentiment: Maxim at 100% against KongaPay's 52%. Maxim also leads on rating (5.0 vs 4.4) and monetization model (free vs free with in-app purchases). KongaPay's advantage is ratings volume (149 vs 4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Maxim holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: KongaPay has 149 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 52% of KongaPay's written reviews are positive against 100% of Maxim's.

KongaPay ships an update fortnightly, Maxim weekly. The most recent releases landed on October 18, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | KongaPay | Maxim |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (149 ratings)](https://appshunter.io/ios/app/kongapay/id1105457515/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/maxim/id6642716788/reviews)** |
| Number of ratings | **149** | 4 |
| Positive reviews | 52.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 103 MB | 83 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Konga Online Shopping Limited](https://appshunter.io/developer/880918397) | [Monsterlabs](https://appshunter.io/developer/1763682010) |

## What reviewers say

### KongaPay

[App page](https://appshunter.io/ios/app/kongapay/id1105457515)

This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.

**Highlights:** Instant money transfers, Bill and subscription payments, Savings with interest, Loyalty rewards on balance, Discounts on Konga.com, Business tools for vendors

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Maxim

[App page](https://appshunter.io/ios/app/maxim/id6642716788)

Manage your credit card transactions, earn rewards, and control your finances with this app designed for Nigerians. It offers a convenient way to handle your financial management needs.

**Highlights:** Manage credit card transactions, Earn rewards, Control finances, Designed for Africans (Nigerians), Convenient financial management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KongaPay free?

KongaPay is free to download, with no in-app purchases.

### Is Maxim free?

Maxim is free to download, with no in-app purchases.

### Which has better reviews, KongaPay or Maxim?

Maxim is rated higher. KongaPay averages 4.4 out of 5 from 149 ratings, while Maxim averages 5.0 from 4 ratings.

### Do KongaPay or Maxim have ads?

Neither KongaPay nor Maxim shows ads.

### Which is updated more often, KongaPay or Maxim?

KongaPay ships an update fortnightly, and Maxim weekly. Most recently, KongaPay was updated on October 18, 2026 and Maxim on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*