# Valley One vs IDB Direct

The clearest difference is ratings volume: IDB Direct at 63 against Valley One's 2. Valley One's advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 18.4). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Valley One against 4.9 for IDB Direct. That said, the two scores are not equally well evidenced: IDB Direct has 63 ratings behind it against 2, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on August 28, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | Valley One | IDB Direct |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/valley-one/id1108078655/reviews)** | [4.9 (63 ratings)](https://appshunter.io/ios/app/idb-direct/id1545985076/reviews) |
| Number of ratings | 2 | **63** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 76 MB | 178 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Valley National Bank](https://appshunter.io/developer/808338459) | [Israel Discount Bank Of New York](https://appshunter.io/developer/1099565907) |

## What reviewers say

### Valley One

[App page](https://appshunter.io/ios/app/valley-one/id1108078655)

Manage your finances on the go with this intuitive mobile banking app. Easily check balances, deposit checks, transfer funds, and protect your business from fraud. Enjoy a seamless banking experience from your device.

**Highlights:** 24/7 account access, Fund transfers, Balance checks, Mobile check deposit, Positive Pay fraud protection, Biometric login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### IDB Direct

[App page](https://appshunter.io/ios/app/idb-direct/id1545985076)

Manage your finances conveniently and securely with this mobile banking app. View account activity, transfer funds, pay bills, and deposit checks with ease. It offers tools to help you manage your money on the go.

**Highlights:** View account activity, Set up balance alerts, Transfer money between accounts, Automate bill payments, Deposit checks via photo, Manage debit cards, View monthly statements

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Valley One free?

Valley One is free to download, with no in-app purchases.

### Is IDB Direct free?

IDB Direct is free to download, with no in-app purchases.

### Which has better reviews, Valley One or IDB Direct?

Valley One is rated higher. Valley One averages 5.0 out of 5 from 2 ratings, while IDB Direct averages 4.9 from 63 ratings.

### Do Valley One or IDB Direct have ads?

Neither Valley One nor IDB Direct shows ads.

### Which is updated more often, Valley One or IDB Direct?

Valley One ships an update monthly, and IDB Direct monthly. Most recently, Valley One was updated on August 28, 2026 and IDB Direct on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*