# First Central Mobile vs Avista CU

The clearest difference is ads: Avista CU at none against First Central Mobile's shown. Avista CU also leads on iOS requirement (12.1 vs 15.0). First Central Mobile's advantage is update cadence (every 4 months vs every 21 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Central Mobile ships an update every 4 months, Avista CU every 21 months. The most recent releases landed on October 21, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | First Central Mobile | Avista CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (454 ratings)](https://appshunter.io/ios/app/first-central-mobile/id1110498662/reviews)** | — |
| Number of ratings | **454** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 months** | Every 21 months |
| Monetization | Free | — |
| Size | 49 MB | 13 MB |
| Requires iOS | 15.0 | **12.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Central Savings Bank](https://appshunter.io/developer/1110498661) | [Avista Corp Credit Union](https://appshunter.io/developer/1135428952) |

## What reviewers say

### First Central Mobile

[App page](https://appshunter.io/ios/app/first-central-mobile/id1110498662)

Manage your finances on the go. View account balances, transfer funds, pay bills, and deposit checks using your mobile device. Easily send and request money, and locate nearby branches and ATMs.

**Highlights:** View account balances, Transfer funds, Pay bills, Send/request money, Deposit checks, Find ATMs and branches

**Features:** macOS Compatibility

**In-app purchases:** none


### Avista CU

[App page](https://appshunter.io/ios/app/avista-cu/id1549575475)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is First Central Mobile free?

First Central Mobile is free to download, with no in-app purchases.

### Is Avista CU free?

Avista CU is free to download, with no in-app purchases.

### Do First Central Mobile or Avista CU have ads?

First Central Mobile shows ads; Avista CU does not.

### Which is updated more often, First Central Mobile or Avista CU?

First Central Mobile ships an update every 4 months, and Avista CU every 21 months. Most recently, First Central Mobile was updated on October 21, 2026 and Avista CU on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*