# LNFCUmobile vs HCSB App

LNFCUmobile and HCSB App both sit at 4.7 stars, but that hides the real split: 100% of HCSB App's written reviews are positive against 0% of LNFCUmobile's. HCSB App also leads on ratings volume (377 vs 115). LNFCUmobile's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (16.0 vs 18.4). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HCSB App holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 115 and 377 respectively. Written reviews point the same way: 0% of LNFCUmobile's written reviews are positive against 100% of HCSB App's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | LNFCUmobile | HCSB App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (115 ratings)](https://appshunter.io/ios/app/lnfcumobile/id1112604718/reviews) | **[4.9 (377 ratings)](https://appshunter.io/ios/app/hcsb-app/id1517704253/reviews)** |
| Number of ratings | 115 | **377** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | — | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 79 MB | 198 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [Lakehurst Naval Federal Credit Union](https://appshunter.io/developer/1112604717) | [Hardin County Savings Bank](https://appshunter.io/developer/439678485) |

## What reviewers say

### LNFCUmobile

[App page](https://appshunter.io/ios/app/lnfcumobile/id1112604718)

Aggregate all your financial accounts, including those from other institutions, into one organized view. Make smarter financial decisions with up-to-the-minute data, alerts, and secure access. Manage your personal finances on the go with essential tools.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Bank-level security with passcode

**In-app purchases:** none


### HCSB App

[App page](https://appshunter.io/ios/app/hcsb-app/id1517704253)

Manage your finances with this secure and fast personal financial advocate. Organize transactions, set up alerts, make payments, and transfer money. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is LNFCUmobile free?

LNFCUmobile is free to download, with no in-app purchases.

### Is HCSB App free?

HCSB App is free to download, with no in-app purchases.

### Which has better reviews, LNFCUmobile or HCSB App?

HCSB App is rated higher. LNFCUmobile averages 4.7 out of 5 from 115 ratings, while HCSB App averages 4.9 from 377 ratings.

### Which is updated more often, LNFCUmobile or HCSB App?

LNFCUmobile ships an update monthly, and HCSB App monthly. Most recently, LNFCUmobile was updated on November 2, 2026 and HCSB App on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*