# LNFCUmobile vs State Central Bank

LNFCUmobile and State Central Bank both sit at 4.7 stars, but that hides the real split: 100% of State Central Bank's written reviews are positive against 0% of LNFCUmobile's. LNFCUmobile's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for LNFCUmobile against 4.9 for State Central Bank. Both are backed by a comparable volume of ratings — 115 and 77 respectively. Written reviews are what separate them: 0% of LNFCUmobile's written reviews are positive against 100% of State Central Bank's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | LNFCUmobile | State Central Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (115 ratings)](https://appshunter.io/ios/app/lnfcumobile/id1112604718/reviews) | **[4.9 (77 ratings)](https://appshunter.io/ios/app/state-central-bank/id6450517708/reviews)** |
| Number of ratings | **115** | 77 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | — | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 79 MB | 196 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Lakehurst Naval Federal Credit Union](https://appshunter.io/developer/1112604717) | [State Central Bank](https://appshunter.io/developer/1693675507) |

## What reviewers say

### LNFCUmobile

[App page](https://appshunter.io/ios/app/lnfcumobile/id1112604718)

Aggregate all your financial accounts, including those from other institutions, into one organized view. Make smarter financial decisions with up-to-the-minute data, alerts, and secure access. Manage your personal finances on the go with essential tools.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Bank-level security with passcode

**In-app purchases:** none


### State Central Bank

[App page](https://appshunter.io/ios/app/state-central-bank/id6450517708)

Manage your money on the go with this secure banking app. Set up balance alerts, make payments, transfer funds, and deposit checks instantly. Access statements and find nearby branches and ATMs.

**Highlights:** Balance alerts, Make payments, Transfer money, Mobile check deposit, View statements, Find branches/ATMs, Passcode/biometric security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is LNFCUmobile free?

LNFCUmobile is free to download, with no in-app purchases.

### Is State Central Bank free?

State Central Bank is free to download, with no in-app purchases.

### Which has better reviews, LNFCUmobile or State Central Bank?

State Central Bank is rated higher. LNFCUmobile averages 4.7 out of 5 from 115 ratings, while State Central Bank averages 4.9 from 77 ratings.

### Which is updated more often, LNFCUmobile or State Central Bank?

LNFCUmobile ships an update monthly, and State Central Bank monthly. Most recently, LNFCUmobile was updated on November 2, 2026 and State Central Bank on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*