# PayIt St. Louis vs Essence Flex Spend

The clearest difference is rating: PayIt St. Louis at 2.6 against Essence Flex Spend's 1.9. PayIt St. Louis also leads on review sentiment (46% vs 8%) and iOS requirement (12.4 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayIt St. Louis holds the better App Store score, 2.6 against 1.9. Both are backed by a comparable volume of ratings — 27 and 24 respectively. Written reviews point the same way: 46% of PayIt St. Louis's written reviews are positive against 8% of Essence Flex Spend's.

PayIt St. Louis ships an update every 3 months, Essence Flex Spend every 4 months. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | PayIt St. Louis | Essence Flex Spend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (27 ratings)](https://appshunter.io/ios/app/payit-st-louis/id1112696460/reviews)** | [1.9 (24 ratings)](https://appshunter.io/ios/app/essence-flex-spend/id6479701344/reviews) |
| Number of ratings | **27** | 24 |
| Positive reviews | **46.2% of reviews** | 7.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 104 MB | 29 MB |
| Requires iOS | **12.4** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [PayIt, LLC](https://appshunter.io/developer/964155411) | [Essence Healthcare, Inc](https://appshunter.io/developer/1736959493) |

## What reviewers say

### PayIt St. Louis

[App page](https://appshunter.io/ios/app/payit-st-louis/id1112696460)

This app offers a streamlined way to pay your City of St. Louis bills, including Water & Refuse and various taxes. It allows for autopay, partial payments, and provides reminders to avoid late fees. Securely manage multiple city service payments and access receipts all in one place.

**Highlights:** Pay Water & Refuse bills, Pay Personal Property & Real Estate Tax, Autopay setup, Partial payment options, Payment reminders, Securely manage multiple bills, Access payment receipts

**Features:** macOS Compatibility

**In-app purchases:** none


### Essence Flex Spend

[App page](https://appshunter.io/ios/app/essence-flex-spend/id6479701344)

Manage your Flex Card on the go with this secure mobile app. Check balances, scan product barcodes for eligibility, and view account summaries. Retrieve forgotten credentials and report lost or stolen cards.

**Highlights:** Secure card management, Check available balances, Scan product barcodes for eligibility, View account summaries, Retrieve forgotten credentials, Report lost/stolen cards, Set notification preferences

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayIt St. Louis free?

PayIt St. Louis is free to download, with no in-app purchases.

### Is Essence Flex Spend free?

Essence Flex Spend is free to download, with no in-app purchases.

### Which has better reviews, PayIt St. Louis or Essence Flex Spend?

PayIt St. Louis is rated higher. PayIt St. Louis averages 2.6 out of 5 from 27 ratings, while Essence Flex Spend averages 1.9 from 24 ratings.

### Do PayIt St. Louis or Essence Flex Spend have ads?

Neither PayIt St. Louis nor Essence Flex Spend shows ads.

### Which is updated more often, PayIt St. Louis or Essence Flex Spend?

PayIt St. Louis ships an update every 3 months, and Essence Flex Spend every 4 months. Most recently, PayIt St. Louis was updated on November 2, 2026 and Essence Flex Spend on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*