# Tikkie vs indó

The clearest difference is rating: Tikkie at 4.8 against indó's 4.0. Tikkie also leads on ratings volume (1.5K vs 10). indó's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 2 weeks vs monthly). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tikkie holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Tikkie has 1.5K ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 19% of Tikkie's written reviews are positive against 25% of indó's, so the app with the better star average is not the one people write more warmly about.

Tikkie ships an update monthly, indó every 2 weeks. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Tikkie | indó |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.5K ratings)](https://appshunter.io/ios/app/tikkie/id1112935685/reviews)** | [4.0 (10 ratings)](https://appshunter.io/ios/app/indo/id1482604767/reviews) |
| Number of ratings | **1.5K** | 10 |
| Positive reviews | 18.7% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 239 MB | 73 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ABN AMRO Bank N.V.](https://appshunter.io/developer/438185490) | [Indo sparisjoður hf.](https://appshunter.io/developer/1482604766) |

## What reviewers say

### Tikkie

[App page](https://appshunter.io/ios/app/tikkie/id1112935685)

Easily request and send money to friends and family. Share payment links via messaging apps to get paid back quickly without exchanging bank details. Track group expenses and enjoy cashback deals.

**Highlights:** Send payment requests, Receive money easily, Group expense tracking, Cashback deals, No bank account exchange, Business payment requests

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Great app

**What reviewers complain about**

- 🚫 Only works with Dutch IBAN
- 🚫 Doesn't support non-Dutch phone numbers
- 🚫 Doesn't work in Belgium
- 🚫 Doesn't work with Revolut accounts
- 🐛 Crashes often

**Reported bugs**

- Incompatible with new iPhone models
- Doesn't work with non-Dutch IBANs

**Requested features**

- Support for Belgian bank accounts
- Support for non-Dutch phone numbers
- Support for more European countries
- History of paid Tikkies
- Bancontact integration for Belgium


### indó

[App page](https://appshunter.io/ios/app/indo/id1482604767)

A modern financial service that offers free transactions and better exchange rates without the complexities of traditional banking. It focuses on providing a straightforward way to manage your money.

**Highlights:** Free transactions, Better exchange rates, No hidden fees, Modern financial service, Digital savings account

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tikkie free?

Tikkie is free to download, with no in-app purchases.

### Is indó free?

indó is free to download, with no in-app purchases.

### Which has better reviews, Tikkie or indó?

Tikkie is rated higher. Tikkie averages 4.8 out of 5 from 1.5K ratings, while indó averages 4.0 from 10 ratings.

### Do Tikkie or indó have ads?

Neither Tikkie nor indó shows ads.

### Which is updated more often, Tikkie or indó?

Tikkie ships an update monthly, and indó every 2 weeks. Most recently, Tikkie was updated on November 1, 2026 and indó on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*