# Tikkie vs VerzekeringApp

The clearest difference is monetization model: VerzekeringApp at free against Tikkie's free with in-app purchases. Tikkie's advantage is review sentiment (19% vs 0%) and iOS requirement (16.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tikkie ships an update monthly, VerzekeringApp every 3 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Tikkie | VerzekeringApp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.5K ratings)](https://appshunter.io/ios/app/tikkie/id1112935685/reviews)** | — |
| Number of ratings | **1.5K** | — |
| Positive reviews | **18.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 239 MB | 65 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [ABN AMRO Bank N.V.](https://appshunter.io/developer/438185490) | [N.V. Noordhollandsche van 1816](https://appshunter.io/developer/533433935) |

## What reviewers say

### Tikkie

[App page](https://appshunter.io/ios/app/tikkie/id1112935685)

Easily request and send money to friends and family. Share payment links via messaging apps to get paid back quickly without exchanging bank details. Track group expenses and enjoy cashback deals.

**Highlights:** Send payment requests, Receive money easily, Group expense tracking, Cashback deals, No bank account exchange, Business payment requests

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Great app

**What reviewers complain about**

- 🚫 Only works with Dutch IBAN
- 🚫 Doesn't support non-Dutch phone numbers
- 🚫 Doesn't work in Belgium
- 🚫 Doesn't work with Revolut accounts
- 🐛 Crashes often

**Reported bugs**

- Incompatible with new iPhone models
- Doesn't work with non-Dutch IBANs

**Requested features**

- Support for Belgian bank accounts
- Support for non-Dutch phone numbers
- Support for more European countries
- History of paid Tikkies
- Bancontact integration for Belgium


### VerzekeringApp

[App page](https://appshunter.io/ios/app/verzekeringapp/id1512743190)

Access your insurance documents, report claims, and contact your advisor anytime, anywhere. As a member, you can also generate unique discount codes for member benefits.

**Highlights:** View insurance documents, Report claims, Contact advisor, Access member benefits, Generate discount codes

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tikkie free?

Tikkie is free to download, with no in-app purchases.

### Is VerzekeringApp free?

VerzekeringApp is free to download, with no in-app purchases.

### Do Tikkie or VerzekeringApp have ads?

Neither Tikkie nor VerzekeringApp shows ads.

### Which is updated more often, Tikkie or VerzekeringApp?

Tikkie ships an update monthly, and VerzekeringApp every 3 weeks. Most recently, Tikkie was updated on October 29, 2026 and VerzekeringApp on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*