# Tikkie vs HAFLEX

The clearest difference is update cadence: Tikkie at monthly against HAFLEX's every 15 months. HAFLEX's advantage is device support (3 vs 1) and iOS requirement (14 vs 16.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tikkie ships an update monthly, HAFLEX every 15 months. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Tikkie | HAFLEX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.5K ratings)](https://appshunter.io/ios/app/tikkie/id1112935685/reviews)** | — |
| Number of ratings | **1.5K** | — |
| Positive reviews | 18.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 15 months |
| Monetization | Free with in-app purchases | — |
| Size | 239 MB | 7 MB |
| Requires iOS | 16.0 | **14** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ABN AMRO Bank N.V.](https://appshunter.io/developer/438185490) | [Bendy B.V.](https://appshunter.io/developer/1489975123) |

## What reviewers say

### Tikkie

[App page](https://appshunter.io/ios/app/tikkie/id1112935685)

Easily request and send money to friends and family. Share payment links via messaging apps to get paid back quickly without exchanging bank details. Track group expenses and enjoy cashback deals.

**Highlights:** Send payment requests, Receive money easily, Group expense tracking, Cashback deals, No bank account exchange, Business payment requests

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Great app

**What reviewers complain about**

- 🚫 Only works with Dutch IBAN
- 🚫 Doesn't support non-Dutch phone numbers
- 🚫 Doesn't work in Belgium
- 🚫 Doesn't work with Revolut accounts
- 🐛 Crashes often

**Reported bugs**

- Incompatible with new iPhone models
- Doesn't work with non-Dutch IBANs

**Requested features**

- Support for Belgian bank accounts
- Support for non-Dutch phone numbers
- Support for more European countries
- History of paid Tikkies
- Bancontact integration for Belgium


### HAFLEX

[App page](https://appshunter.io/ios/app/haflex/id6745560573)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Tikkie free?

Tikkie is free to download, with no in-app purchases.

### Is HAFLEX free?

HAFLEX is free to download, with no in-app purchases.

### Do Tikkie or HAFLEX have ads?

Neither Tikkie nor HAFLEX shows ads.

### Which is updated more often, Tikkie or HAFLEX?

Tikkie ships an update monthly, and HAFLEX every 15 months. Most recently, Tikkie was updated on October 24, 2026 and HAFLEX on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*