# Sallie Mae vs Oops­

The clearest difference is rating: Sallie Mae at 4.5 against Oops­'s 3.7. Sallie Mae also leads on in-app purchases (none vs 8) and ratings volume (104K vs 2.5K). Oops­'s advantage is update cadence (every 2 days vs every 3 weeks) and review sentiment (32% vs 15%). On price, ads and device support there is nothing between them.

Both are free to download. Oops­ sells 8 in-app purchases, starting at $3.99 per month. Sallie Mae asks for nothing beyond the download.

Sallie Mae holds the better App Store score, 4.5 against 3.7. That said, the two scores are not equally well evidenced: Sallie Mae has 104K ratings behind it against 2.5K, so its average is the more settled of the two. Written reviews complicate that: 15% of Sallie Mae's written reviews are positive against 32% of Oops­'s, so the app with the better star average is not the one people write more warmly about.

Sallie Mae ships an update every 3 weeks, Oops­ every 2 days. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Sallie Mae | Oops­ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (104K ratings)](https://appshunter.io/ios/app/sallie-mae/id1114040896/reviews)** | [3.7 (2.5K ratings)](https://appshunter.io/ios/app/oops/id1593466495/reviews) |
| Number of ratings | **104K** | 2.5K |
| Positive reviews | 15.1% of reviews | **31.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 93 MB | 133 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sallie Mae, Inc.](https://appshunter.io/developer/456706617) | [Oops Finance, Inc.](https://appshunter.io/developer/1593466497) |

## What reviewers say

### Sallie Mae

[App page](https://appshunter.io/ios/app/sallie-mae/id1114040896)

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

**Highlights:** View account summary for loans and credit cards, Make payments on student loans, Set up and manage automatic payments, View loan application status, Receive payment due notifications, Secure login with Touch ID/Face ID, Track credit health with FICO Score

**Features:** Siri integration

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Convenient for making payments
- 🔒 Secure with fingerprint/face ID login
- 💡 Helpful for tracking loan details

**What reviewers complain about**

- 🐛 Glitchy app performance
- 🤔 Inaccurate loan information
- 😤 Poor customer service
- 💸 Predatory loan terms from Sallie Mae

**Reported bugs**

- Login issues and endless login loops
- Incorrect payment processing and late fees
- Outdated app information not syncing with website

**Requested features**

- Ability to pay individual loans separately
- Improved notification system for payments
- More detailed loan history and analytics
- Seamless integration with bank accounts


### Oops­

[App page](https://appshunter.io/ios/app/oops/id1593466495)

Gain financial awareness by linking bank accounts to track spending in one place. Sort transactions as you spend and use a dedicated button to identify and review impulse purchases. Build awareness to become a better spender.

**Highlights:** Link unlimited bank accounts, Track all spending in one place, Sort transactions in real-time, Identify impulse purchases, Review spending habits, Build financial awareness

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Oops Gold | $3.99 | per month |
| Pro Weekly | $4.99 | per 7 days |
| Oops Pro | $4.99 | per month |
| Pro Monthly | $6.99 | per month |
| Oops Gold | $9.99 | per month |
| Annual $39.99 | $39.99 | per year |
| Oops Pro Annual | $59.99 | per year |
| First Time Connection | $3.99 | one-time |

**What reviewers like**

- 🎨 Visually appealing and intuitive interface
- 🕹️ Fun and engaging way to track spending
- 🔍 Comprehensive transaction categorization
- 🤝 Ability to share spending with friends

**What reviewers complain about**

- 🚫 App no longer works or has stopped functioning
- 💰 Excessive paywalls and subscription requirements
- 🔒 Concerns about security and data privacy
- 🔁 Frequent disconnections from bank accounts

**Reported bugs**

- Transactions disappearing or not syncing properly
- Inability to log in or access account information
- Glitches during onboarding and setup process

**Requested features**

- Custom spending categories
- Budgeting and goal-setting tools
- Integration with more financial institutions
- Improved customer support and responsiveness


## Frequently asked questions

### Is Sallie Mae free?

Sallie Mae is free to download, with no in-app purchases.

### Is Oops­ free?

Oops­ is free to download, with in-app purchases available.

### Which has better reviews, Sallie Mae or Oops­?

Sallie Mae is rated higher. Sallie Mae averages 4.5 out of 5 from 104K ratings, while Oops­ averages 3.7 from 2.5K ratings.

### Do Sallie Mae or Oops­ have ads?

Neither Sallie Mae nor Oops­ shows ads.

### Which is updated more often, Sallie Mae or Oops­?

Sallie Mae ships an update every 3 weeks, and Oops­ every 2 days. Most recently, Sallie Mae was updated on October 15, 2026 and Oops­ on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*