# Octopus 八達通 vs MPay商戶版

The clearest difference is ads: MPay商戶版 at none against Octopus 八達通's shown. MPay商戶版 also leads on iOS requirement (10 vs 16.2). Octopus 八達通's advantage is update cadence (fortnightly vs every 6 weeks). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Octopus 八達通 ships an update fortnightly, MPay商戶版 every 6 weeks. The most recent releases landed on November 11, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Octopus 八達通 | MPay商戶版 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (2.6K ratings)](https://appshunter.io/ios/app/octopus/id1114430602/reviews)** | — |
| Number of ratings | **2.6K** | — |
| Positive reviews | 24.2% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 523 MB | 58 MB |
| Requires iOS | 16.2 | **10** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Octopus Cards](https://appshunter.io/developer/880569113) | [澳門通股份有限公司 Macau Pass S.A.](https://appshunter.io/developer/519018138) |

## What reviewers say

### Octopus 八達通

[App page](https://appshunter.io/ios/app/octopus/id1114430602)

Manage your everyday finances and payments with this app. Top up transit cards, pay bills online, and earn rewards. It also offers prepaid cards for global shopping and enhanced spending control.

**Highlights:** Top up Octopus cards, Check expenses and subsidies, Mobile Octopus for iPhone/Apple Watch, Online payments for transport and retail, Earn rewards and eStamps, Prepaid Mastercard and UnionPay QR cards, Spending control and limits

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient and easy to use
- 🚀 Seamless integration with Apple Pay
- 💳 Ability to manage digital Octopus card

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Concerns over personal data collection
- 📱 Incompatibility with older devices and iOS versions
- 💳 Inability to transfer physical Octopus card to app
- 🤖 Poor user experience and confusing interface

**Reported bugs**

- Password-related issues (unable to confirm, length limits)
- Inconsistent behavior when topping up Octopus wallet
- HKID verification process not working reliably
- Inability to transfer physical Octopus card to app

**Requested features**

- Allow registration with non-Hong Kong phone numbers
- Provide option to directly top up Octopus card without wallet
- Implement NFC support for seamless tap-and-go payments
- Improve transaction history and financial management features


### MPay商戶版

[App page](https://appshunter.io/ios/app/mpay/id1401210746)

**In-app purchases:** none


## Frequently asked questions

### Is Octopus 八達通 free?

Octopus 八達通 is free to download, with no in-app purchases.

### Is MPay商戶版 free?

MPay商戶版 is free to download, with no in-app purchases.

### Do Octopus 八達通 or MPay商戶版 have ads?

Octopus 八達通 shows ads; MPay商戶版 does not.

### Which is updated more often, Octopus 八達通 or MPay商戶版?

Octopus 八達通 ships an update fortnightly, and MPay商戶版 every 6 weeks. Most recently, Octopus 八達通 was updated on November 11, 2026 and MPay商戶版 on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*