# OptimumBank Personal Mobile vs BankUnited

The clearest difference is ads: BankUnited at none against OptimumBank Personal Mobile's shown. BankUnited also leads on update cadence (monthly vs every 4 months) and ratings volume (2.1K vs 37). OptimumBank Personal Mobile's advantage is iOS requirement (15.0 vs 17.0). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for OptimumBank Personal Mobile against 4.8 for BankUnited. That said, the two scores are not equally well evidenced: BankUnited has 2.1K ratings behind it against 37, so its average is the more settled of the two.

OptimumBank Personal Mobile ships an update every 4 months, BankUnited monthly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | OptimumBank Personal Mobile | BankUnited |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (37 ratings)](https://appshunter.io/ios/app/optimumbank-personal-mobile/id1114545966/reviews) | **[4.8 (2.1K ratings)](https://appshunter.io/ios/app/bankunited/id1451237276/reviews)** |
| Number of ratings | 37 | **2.1K** |
| Positive reviews | — | 52.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 64 MB | 72 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OptimumBank](https://appshunter.io/developer/1114545965) | [BankUnited](https://appshunter.io/developer/635316852) |

## What reviewers say

### OptimumBank Personal Mobile

[App page](https://appshunter.io/ios/app/optimumbank-personal-mobile/id1114545966)

Manage your personal finances conveniently and securely 24/7 from your mobile device. Check balances, view transactions, transfer funds, deposit checks with a photo, and pay bills on the go. Locate branches and set up alerts for important account activity.

**Highlights:** Check account balances, View transaction history, Transfer money between accounts, Deposit checks via photo, Schedule and pay bills, Locate bank branches, Receive account alerts

**Features:** macOS Compatibility

**In-app purchases:** none


### BankUnited

[App page](https://appshunter.io/ios/app/bankunited/id1451237276)

Manage your personal finances securely and conveniently on the go. This app offers features like mobile check deposit, bill pay, and money transfers. Stay connected with your accounts and communicate with bank representatives directly through the app.

**Highlights:** Mobile check deposit, Touch ID/Face ID login, Bill payment, Money transfers, Account balance checks, Two-way messaging

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Ease of use
- 💡 Great design and colors
- 🚀 Efficient app performance
- 👍 Valuable customer service
- 💡 Useful features like mobile deposits and Zelle

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Confusing navigation and UI
- 🔍 Lack of important features like Zelle
- 🔍 Difficult to use on larger text sizes
- 🔍 Overly dark background

**Reported bugs**

- Login issues and password reset problems
- Inability to see pending transactions
- Inconsistent app behavior across devices
- Errors when trying to deposit checks

**Requested features**

- Add Zelle functionality
- Improve bill pay and transaction visibility
- Provide a more user-friendly interface
- Optimize the app for larger text sizes


## Frequently asked questions

### Is OptimumBank Personal Mobile free?

OptimumBank Personal Mobile is free to download, with no in-app purchases.

### Is BankUnited free?

BankUnited is free to download, with no in-app purchases.

### Which has better reviews, OptimumBank Personal Mobile or BankUnited?

BankUnited is rated higher. OptimumBank Personal Mobile averages 4.8 out of 5 from 37 ratings, while BankUnited averages 4.8 from 2.1K ratings.

### Do OptimumBank Personal Mobile or BankUnited have ads?

OptimumBank Personal Mobile shows ads; BankUnited does not.

### Which is updated more often, OptimumBank Personal Mobile or BankUnited?

OptimumBank Personal Mobile ships an update every 4 months, and BankUnited monthly. Most recently, OptimumBank Personal Mobile was updated on October 24, 2026 and BankUnited on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*