# OptimumBank Personal Mobile vs WD

The clearest difference is ads: WD at none against OptimumBank Personal Mobile's shown. WD also leads on update cadence (every 2 weeks vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OptimumBank Personal Mobile ships an update every 4 months, WD every 2 weeks. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | OptimumBank Personal Mobile | WD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (37 ratings)](https://appshunter.io/ios/app/optimumbank-personal-mobile/id1114545966/reviews)** | — |
| Number of ratings | **37** | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Ad-supported | — |
| Size | 64 MB | 21 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OptimumBank](https://appshunter.io/developer/1114545965) | [WILSON-DAVIS & CO., INC.](https://appshunter.io/developer/1778396572) |

## What reviewers say

### OptimumBank Personal Mobile

[App page](https://appshunter.io/ios/app/optimumbank-personal-mobile/id1114545966)

Manage your personal finances conveniently and securely 24/7 from your mobile device. Check balances, view transactions, transfer funds, deposit checks with a photo, and pay bills on the go. Locate branches and set up alerts for important account activity.

**Highlights:** Check account balances, View transaction history, Transfer money between accounts, Deposit checks via photo, Schedule and pay bills, Locate bank branches, Receive account alerts

**Features:** macOS Compatibility

**In-app purchases:** none


### WD

[App page](https://appshunter.io/ios/app/wd-ola/id6737880272)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is OptimumBank Personal Mobile free?

OptimumBank Personal Mobile is free to download, with no in-app purchases.

### Is WD free?

WD is free to download, with no in-app purchases.

### Do OptimumBank Personal Mobile or WD have ads?

OptimumBank Personal Mobile shows ads; WD does not.

### Which is updated more often, OptimumBank Personal Mobile or WD?

OptimumBank Personal Mobile ships an update every 4 months, and WD every 2 weeks. Most recently, OptimumBank Personal Mobile was updated on November 2, 2026 and WD on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*