# SC Mobile Kenya vs NatMobile

The clearest difference is ads: NatMobile at none against SC Mobile Kenya's shown. NatMobile also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). SC Mobile Kenya's advantage is ratings volume (756 vs 1) and update cadence (every 6 weeks vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NatMobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SC Mobile Kenya has 756 ratings behind it against 1, so its average is the more settled of the two.

SC Mobile Kenya ships an update every 6 weeks, NatMobile every 3 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SC Mobile Kenya | NatMobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (756 ratings)](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/natmobile/id1441327520/reviews)** |
| Number of ratings | **756** | 1 |
| Positive reviews | 44.1% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 154 MB | 29 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [National Bank of Kenya Limited](https://appshunter.io/developer/1441327519) |

## What reviewers say

### SC Mobile Kenya

[App page](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584)

Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.

**Highlights:** Open accounts in minutes, Save and resume applications, View and manage finances, Transfer funds locally and internationally, Pay utility bills and KRA taxes, Buy, sell, and track investment portfolios, Access insurance services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Seamless and convenient user experience
- 📱 Access to all accounts at fingertips
- 🔒 Strong security and privacy features
- 💼 Wide range of transaction capabilities
- ⏰ Continuous app improvements over time

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ⏱️ Slow and clunky performance
- ❌ Unreliable login functionality
- 📬 OTP delivery delays and timeouts
- 📺 Intrusive advertisements cluttering interface

**Reported bugs**

- App crashes on startup or requires non-existent updates
- M-PESA payment failures
- Login errors occurring frequently
- Menu button inaccessible on iPhone 12 Pro, 13 Pro, and 14 Pro Max
- Joint account access not visible in mobile app

**Requested features**

- Credit card payment functionality on mobile app
- Ability to edit saved beneficiary details
- Copy-paste support in transfer reference field
- Better error messaging for transaction limits
- Touch ID/biometric authentication support


### NatMobile

[App page](https://appshunter.io/ios/app/natmobile/id1441327520)

This banking app offers a comprehensive suite of financial management tools. Easily pay bills, buy airtime, transfer funds, and conduct mVisa and Pesalink transactions. Manage expenses and school fees all within a secure and revamped interface.

**Highlights:** Bill payments, Airtime purchases, Expense management, MPESA transfers, School fee payments, Account transfers, mVisa transactions, Pesalink transactions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SC Mobile Kenya free?

SC Mobile Kenya is free to download, with no in-app purchases.

### Is NatMobile free?

NatMobile is free to download, with no in-app purchases.

### Which has better reviews, SC Mobile Kenya or NatMobile?

NatMobile is rated higher. SC Mobile Kenya averages 4.8 out of 5 from 756 ratings, while NatMobile averages 5.0 from 1 ratings.

### Do SC Mobile Kenya or NatMobile have ads?

SC Mobile Kenya shows ads; NatMobile does not.

### Which is updated more often, SC Mobile Kenya or NatMobile?

SC Mobile Kenya ships an update every 6 weeks, and NatMobile every 3 months. Most recently, SC Mobile Kenya was updated on October 26, 2026 and NatMobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*