# SC Mobile Kenya vs NCBA AT Mobile

The clearest difference is ads: NCBA AT Mobile at none against SC Mobile Kenya's shown. NCBA AT Mobile also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). SC Mobile Kenya's advantage is update cadence (every 6 weeks vs every 22 months) and ratings volume (771 vs 1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NCBA AT Mobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SC Mobile Kenya has 771 ratings behind it against 1, so its average is the more settled of the two.

SC Mobile Kenya ships an update every 6 weeks, NCBA AT Mobile every 22 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | SC Mobile Kenya | NCBA AT Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (771 ratings)](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ncba-at-mobile/id1486735497/reviews)** |
| Number of ratings | **771** | 1 |
| Positive reviews | 44.1% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 6 weeks** | Every 22 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 154 MB | 16 MB |
| Requires iOS | 13.0 | **9.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [NIC Bank Kenya PLC](https://appshunter.io/developer/1342536358) |

## What reviewers say

### SC Mobile Kenya

[App page](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584)

Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.

**Highlights:** Open accounts in minutes, Save and resume applications, View and manage finances, Transfer funds locally and internationally, Pay utility bills and KRA taxes, Buy, sell, and track investment portfolios, Access insurance services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Seamless and convenient user experience
- 📱 Access to all accounts at fingertips
- 🔒 Strong security and privacy features
- 💼 Wide range of transaction capabilities
- ⏰ Continuous app improvements over time

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ⏱️ Slow and clunky performance
- ❌ Unreliable login functionality
- 📬 OTP delivery delays and timeouts
- 📺 Intrusive advertisements cluttering interface

**Reported bugs**

- App crashes on startup or requires non-existent updates
- M-PESA payment failures
- Login errors occurring frequently
- Menu button inaccessible on iPhone 12 Pro, 13 Pro, and 14 Pro Max
- Joint account access not visible in mobile app

**Requested features**

- Credit card payment functionality on mobile app
- Ability to edit saved beneficiary details
- Copy-paste support in transfer reference field
- Better error messaging for transaction limits
- Touch ID/biometric authentication support


### NCBA AT Mobile

[App page](https://appshunter.io/ios/app/ncba-at-mobile/id1486735497)

Access real-time stock market data, manage your portfolio, and execute trades directly from your mobile device. Monitor live prices, create custom watchlists, and view detailed reports anytime, anywhere.

**Highlights:** Real-time market watch, Personalized watchlists, Market depth analysis, Buy and sell shares, Portfolio valuation reports, Transaction statements, Stock holding reports

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SC Mobile Kenya free?

SC Mobile Kenya is free to download, with no in-app purchases.

### Is NCBA AT Mobile free?

NCBA AT Mobile is free to download, with no in-app purchases.

### Which has better reviews, SC Mobile Kenya or NCBA AT Mobile?

NCBA AT Mobile is rated higher. SC Mobile Kenya averages 4.8 out of 5 from 771 ratings, while NCBA AT Mobile averages 5.0 from 1 ratings.

### Do SC Mobile Kenya or NCBA AT Mobile have ads?

SC Mobile Kenya shows ads; NCBA AT Mobile does not.

### Which is updated more often, SC Mobile Kenya or NCBA AT Mobile?

SC Mobile Kenya ships an update every 6 weeks, and NCBA AT Mobile every 22 months. Most recently, SC Mobile Kenya was updated on November 11, 2026 and NCBA AT Mobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*