# SC Mobile Kenya vs Peer

The clearest difference is rating: SC Mobile Kenya at 4.8 against Peer's 1.0. SC Mobile Kenya also leads on ratings volume (756 vs 1) and iOS requirement (13.0 vs 15.0). Peer's advantage is ads (none vs shown) and monetization model (ad-supported vs free with in-app purchases). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SC Mobile Kenya holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: SC Mobile Kenya has 756 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 44% of SC Mobile Kenya's written reviews are positive against 40% of Peer's.

SC Mobile Kenya ships an update every 6 weeks, Peer monthly. The most recent releases landed on October 26, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | SC Mobile Kenya | Peer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (756 ratings)](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/peer-the-everything-app/id1531810971/reviews) |
| Number of ratings | **756** | 1 |
| Positive reviews | **44.1% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 154 MB | 128 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [HoneyCoin, Inc.](https://appshunter.io/developer/1531810973) |

## What reviewers say

### SC Mobile Kenya

[App page](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584)

Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.

**Highlights:** Open accounts in minutes, Save and resume applications, View and manage finances, Transfer funds locally and internationally, Pay utility bills and KRA taxes, Buy, sell, and track investment portfolios, Access insurance services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Seamless and convenient user experience
- 📱 Access to all accounts at fingertips
- 🔒 Strong security and privacy features
- 💼 Wide range of transaction capabilities
- ⏰ Continuous app improvements over time

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ⏱️ Slow and clunky performance
- ❌ Unreliable login functionality
- 📬 OTP delivery delays and timeouts
- 📺 Intrusive advertisements cluttering interface

**Reported bugs**

- App crashes on startup or requires non-existent updates
- M-PESA payment failures
- Login errors occurring frequently
- Menu button inaccessible on iPhone 12 Pro, 13 Pro, and 14 Pro Max
- Joint account access not visible in mobile app

**Requested features**

- Credit card payment functionality on mobile app
- Ability to edit saved beneficiary details
- Copy-paste support in transfer reference field
- Better error messaging for transaction limits
- Touch ID/biometric authentication support


### Peer

[App page](https://appshunter.io/ios/app/peer-the-everything-app/id1531810971)

This financial super app offers a wide range of services including booking flights and hotels, paying bills, managing funds, and purchasing insurance. It aims to provide a refreshing financial experience for users globally, with features like virtual cards and mini-games.

**Highlights:** Book flights and hotels, Pay bills and shop at physical stores, Send/receive gift cards, Deposit/withdraw funds globally, Open bank accounts, Activate virtual cards, Purchase various insurance types

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SC Mobile Kenya free?

SC Mobile Kenya is free to download, with no in-app purchases.

### Is Peer free?

Peer is free to download, with no in-app purchases.

### Which has better reviews, SC Mobile Kenya or Peer?

SC Mobile Kenya is rated higher. SC Mobile Kenya averages 4.8 out of 5 from 756 ratings, while Peer averages 1.0 from 1 ratings.

### Do SC Mobile Kenya or Peer have ads?

SC Mobile Kenya shows ads; Peer does not.

### Which is updated more often, SC Mobile Kenya or Peer?

SC Mobile Kenya ships an update every 6 weeks, and Peer monthly. Most recently, SC Mobile Kenya was updated on October 26, 2026 and Peer on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*