# SC Mobile Kenya vs Oak Fund

The clearest difference is ads: Oak Fund at none against SC Mobile Kenya's shown. Oak Fund also leads on rating (5.0 vs 4.8). SC Mobile Kenya's advantage is ratings volume (756 vs 1). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oak Fund holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SC Mobile Kenya has 756 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | SC Mobile Kenya | Oak Fund |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (756 ratings)](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/oak-fund/id6739472020/reviews)** |
| Number of ratings | **756** | 1 |
| Positive reviews | 44.1% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | — |
| Monetization | Free with in-app purchases | — |
| Size | 154 MB | 17 MB |
| Requires iOS | **13.0** | 13.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [Faida Investment Bank Limited](https://appshunter.io/developer/1283054172) |

## What reviewers say

### SC Mobile Kenya

[App page](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584)

Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.

**Highlights:** Open accounts in minutes, Save and resume applications, View and manage finances, Transfer funds locally and internationally, Pay utility bills and KRA taxes, Buy, sell, and track investment portfolios, Access insurance services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Seamless and convenient user experience
- 📱 Access to all accounts at fingertips
- 🔒 Strong security and privacy features
- 💼 Wide range of transaction capabilities
- ⏰ Continuous app improvements over time

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ⏱️ Slow and clunky performance
- ❌ Unreliable login functionality
- 📬 OTP delivery delays and timeouts
- 📺 Intrusive advertisements cluttering interface

**Reported bugs**

- App crashes on startup or requires non-existent updates
- M-PESA payment failures
- Login errors occurring frequently
- Menu button inaccessible on iPhone 12 Pro, 13 Pro, and 14 Pro Max
- Joint account access not visible in mobile app

**Requested features**

- Credit card payment functionality on mobile app
- Ability to edit saved beneficiary details
- Copy-paste support in transfer reference field
- Better error messaging for transaction limits
- Touch ID/biometric authentication support


### Oak Fund

[App page](https://appshunter.io/ios/app/oak-fund/id6739472020)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SC Mobile Kenya free?

SC Mobile Kenya is free to download, with no in-app purchases.

### Is Oak Fund free?

Oak Fund is free to download, with no in-app purchases.

### Which has better reviews, SC Mobile Kenya or Oak Fund?

Oak Fund is rated higher. SC Mobile Kenya averages 4.8 out of 5 from 756 ratings, while Oak Fund averages 5.0 from 1 ratings.

### Do SC Mobile Kenya or Oak Fund have ads?

SC Mobile Kenya shows ads; Oak Fund does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*