# SC Mobile Kenya vs Simple Expenses App

The clearest difference is in-app purchases: SC Mobile Kenya at none against Simple Expenses App's 2. SC Mobile Kenya also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.6). Simple Expenses App's advantage is ads (none vs shown) and update cadence (every 6 days vs every 6 weeks). On price there is nothing between them.

Both are free to download. Simple Expenses App sells 2 in-app purchases, starting at $3.99 per month. SC Mobile Kenya asks for nothing beyond the download.

SC Mobile Kenya ships an update every 6 weeks, Simple Expenses App every 6 days. The most recent releases landed on October 26, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | SC Mobile Kenya | Simple Expenses App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (756 ratings)](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584/reviews)** | — |
| Number of ratings | **756** | — |
| Positive reviews | 44.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 6 days** |
| Monetization | Free with in-app purchases | — |
| Size | 154 MB | 3 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Standard Chartered Bank](https://appshunter.io/developer/367337301) | [ABM Software](https://appshunter.io/developer/458228161) |

## What reviewers say

### SC Mobile Kenya

[App page](https://appshunter.io/ios/app/sc-mobile-kenya/id1114731584)

Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.

**Highlights:** Open accounts in minutes, Save and resume applications, View and manage finances, Transfer funds locally and internationally, Pay utility bills and KRA taxes, Buy, sell, and track investment portfolios, Access insurance services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Seamless and convenient user experience
- 📱 Access to all accounts at fingertips
- 🔒 Strong security and privacy features
- 💼 Wide range of transaction capabilities
- ⏰ Continuous app improvements over time

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ⏱️ Slow and clunky performance
- ❌ Unreliable login functionality
- 📬 OTP delivery delays and timeouts
- 📺 Intrusive advertisements cluttering interface

**Reported bugs**

- App crashes on startup or requires non-existent updates
- M-PESA payment failures
- Login errors occurring frequently
- Menu button inaccessible on iPhone 12 Pro, 13 Pro, and 14 Pro Max
- Joint account access not visible in mobile app

**Requested features**

- Credit card payment functionality on mobile app
- Ability to edit saved beneficiary details
- Copy-paste support in transfer reference field
- Better error messaging for transaction limits
- Touch ID/biometric authentication support


### Simple Expenses App

[App page](https://appshunter.io/ios/app/simple-expenses-app/id6780976855)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Simple Expenses Pro Monthly | $3.99 | per month |
| Simple Expenses Pro Annual | $39.99 | per year |


## Frequently asked questions

### Is SC Mobile Kenya free?

SC Mobile Kenya is free to download, with no in-app purchases.

### Is Simple Expenses App free?

Simple Expenses App is free to download, with in-app purchases available.

### Do SC Mobile Kenya or Simple Expenses App have ads?

SC Mobile Kenya shows ads; Simple Expenses App does not.

### Which is updated more often, SC Mobile Kenya or Simple Expenses App?

SC Mobile Kenya ships an update every 6 weeks, and Simple Expenses App every 6 days. Most recently, SC Mobile Kenya was updated on October 26, 2026 and Simple Expenses App on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*