# BILL Spend & Expense (Divvy) vs READYSAVE™

The clearest difference is update cadence: BILL Spend & Expense (Divvy) at weekly against READYSAVE™'s every 6 weeks. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for BILL Spend & Expense (Divvy) against 4.9 for READYSAVE™. Both are backed by a comparable volume of ratings — 30K and 12K respectively. Written reviews are what separate them: 32% of BILL Spend & Expense (Divvy)'s written reviews are positive against 35% of READYSAVE™'s.

BILL Spend & Expense (Divvy) ships an update weekly, READYSAVE™ every 6 weeks. Both last shipped on November 7, 2026.

## The numbers

| Metric | BILL Spend & Expense (Divvy) | READYSAVE™ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (30K ratings)](https://appshunter.io/ios/app/bill-spend-and-expense-divvy/id1114962353/reviews) | **[4.9 (12K ratings)](https://appshunter.io/ios/app/readysave/id1490893138/reviews)** |
| Number of ratings | **30K** | 12K |
| Positive reviews | 32.2% of reviews | **34.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 131 MB | 249 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bill.com, Inc.](https://appshunter.io/developer/442087431) | [Ascensus](https://appshunter.io/developer/1455711984) |

## What reviewers say

### BILL Spend & Expense (Divvy)

[App page](https://appshunter.io/ios/app/bill-spend-and-expense-divvy/id1114962353)

Automate business expense management with corporate cards and intuitive software. Track spending in real-time, gain budget insights, and simplify reimbursements and accounting integrations.

**Highlights:** Automated expense tracking, Real-time budget insights, Physical and virtual corporate cards, Proactive spend controls, Customizable approval flows, Out-of-pocket expense management, Accounting software integration

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Simplicity and ease of use
- 👍 Intuitive and user-friendly app
- 🚀 Efficient expense tracking and reporting
- 🚀 Seamless integration with accounting software
- 👍 Helpful customer support

**What reviewers complain about**

- 🐛 Buggy app with crashes and glitches
- 🕰️ Slow processing of payments and refunds
- 🤔 Confusing budgeting and allocation system
- 🤔 Lack of advanced features and customization
- 🤔 Inconsistent user experience across platforms

**Reported bugs**

- Recurring issues with declined transactions
- Inability to view loaded receipts in the app
- Notifications not clearing properly
- Inconsistent performance after recent updates
- Account freezing and fund access issues

**Requested features**

- Ability to remove old or irrelevant notifications
- More flexible budgeting and allocation options
- Improved integration with third-party accounting tools
- Enhanced receipt scanning and management capabilities
- Faster processing of payments and refunds


### READYSAVE™

[App page](https://appshunter.io/ios/app/readysave/id1490893138)

Manage your retirement savings with secure login, account balance checks, and investment tracking. Get personalized guidance to adjust your savings rate and build confidence for your future.

**Highlights:** Secure login (Face ID, Touch ID, passcode), View account balances and transaction history, Track investments and rate of return, Project monthly retirement income, Adjust savings rate with personalized guidance

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and responsive
- 💡 Continuous improvements based on user feedback
- 🔒 Secure login options

**What reviewers complain about**

- 🐛 Frequent login issues
- 🔍 Lack of detailed performance tracking
- 📊 Limited investment management features
- 🔍 Bare-bones functionality

**Reported bugs**

- Dashboard fails to load consistently
- Recent app updates have broken core functionality
- Compatibility issues with older devices and operating systems

**Requested features**

- Add ability to track annual contribution limits
- Provide more detailed investment performance analytics
- Improve investment management capabilities
- Enhance user interface and navigation


## Frequently asked questions

### Is BILL Spend & Expense (Divvy) free?

BILL Spend & Expense (Divvy) is free to download, with no in-app purchases.

### Is READYSAVE™ free?

READYSAVE™ is free to download, with no in-app purchases.

### Which has better reviews, BILL Spend & Expense (Divvy) or READYSAVE™?

READYSAVE™ is rated higher. BILL Spend & Expense (Divvy) averages 4.8 out of 5 from 30K ratings, while READYSAVE™ averages 4.9 from 12K ratings.

### Do BILL Spend & Expense (Divvy) or READYSAVE™ have ads?

Neither BILL Spend & Expense (Divvy) nor READYSAVE™ shows ads.

### Which is updated more often, BILL Spend & Expense (Divvy) or READYSAVE™?

BILL Spend & Expense (Divvy) ships an update weekly, and READYSAVE™ every 6 weeks. Most recently, BILL Spend & Expense (Divvy) was updated on November 7, 2026 and READYSAVE™ on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*