# My vs Mukta Universal

The clearest difference is iOS requirement: My at 12.2 against Mukta Universal's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My ships an update every 3 months, Mukta Universal every 5 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | My | Mukta Universal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (191 ratings)](https://appshunter.io/ios/app/my-wealth/id1116107323/reviews)** | — |
| Number of ratings | **191** | — |
| Positive reviews | 30.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free | — |
| Size | 54 MB | 272 MB |
| Requires iOS | **12.2** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Fintso](https://appshunter.io/developer/1508102790) | [Mukta Universal](https://appshunter.io/developer/6778777935) |

## What reviewers say

### My

[App page](https://appshunter.io/ios/app/my-wealth/id1116107323)

This app provides comprehensive investment and financial planning tools. Manage your entire portfolio, track various asset types, and plan for future goals with personalized tools and alerts.

**Highlights:** Seamless investment transactions, Comprehensive portfolio view, Investment tracking via eCAS upload, Online mutual fund transactions, Financial planning tools and calculators, Event alerts for financial milestones, Digital document vault

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and understand
- 👍 Tracks MF holdings
- 👍 Good for overall investments
- 👍 Convenient and easy access
- 👍 Arranges documents at one place

**What reviewers complain about**

- 🐛 App not working on iOS
- 🐛 White screen on launch
- 🐛 Crashing on login
- 🐛 Not responding after update
- 🐛 Slow performance

**Reported bugs**

- App remains white after update
- Not able to see PIN number input to login
- Not able to login after new update, app is not responding
- App shows create pin but no option to enter and no keypad
- No option to pause or cancel SIP or redeem funds

**Requested features**

- Touch ID for login
- Regular advancements and upgrades
- Regular developments
- Timely updates


### Mukta Universal

[App page](https://appshunter.io/ios/app/mukta-universal/id6778777933)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My free?

My is free to download, with no in-app purchases.

### Is Mukta Universal free?

Mukta Universal is free to download, with no in-app purchases.

### Do My or Mukta Universal have ads?

Neither My nor Mukta Universal shows ads.

### Which is updated more often, My or Mukta Universal?

My ships an update every 3 months, and Mukta Universal every 5 months. Most recently, My was updated on October 24, 2026 and Mukta Universal on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*