# FinCalc vs Annuity Simulator

The clearest difference is in-app purchases: FinCalc at none against Annuity Simulator's 1. FinCalc also leads on ads (none vs shown). Annuity Simulator's advantage is iOS requirement (12.0 vs 27.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Annuity Simulator sells 1 one-off in-app purchase. FinCalc asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for FinCalc against 5.0 for Annuity Simulator. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

FinCalc ships an update every 5 months, Annuity Simulator every 8 months. The most recent releases landed on October 12, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | FinCalc | Annuity Simulator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/fincalc/id1116399493/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/annuity-simulator/id1602254819/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 months** | Every 8 months |
| Monetization | Paid | **Free with in-app purchases** |
| Size | 6 MB | 44 MB |
| Requires iOS | 27.0 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Joao Frasco](https://appshunter.io/developer/1105081507) | [FRANCOIS GUERIN](https://appshunter.io/developer/1552471618) |

## What reviewers say

### FinCalc

[App page](https://appshunter.io/ios/app/fincalc/id1116399493)

This app provides a suite of financial calculators for loans, retirement planning, and investment analysis. It features interactive sliders for loan calculations and detailed parameter adjustments for retirement and annuity planning, offering clear visualizations of financial outcomes.

**Highlights:** Interactive loan calculators with sliders, Detailed retirement savings planner, Living annuity and savings duration calculator, Full financial calculator with variable solving, Payment and savings schedule generation, Help screens for each calculator

**In-app purchases:** none


### Annuity Simulator

[App page](https://appshunter.io/ios/app/annuity-simulator/id1602254819)

Calculate the years needed to access an annuity based on your income and savings capacity. This tool provides instant results and visualizes annuity evolution over time. It does not account for inflation or taxation.

**Highlights:** Income and savings input, Instant annuity calculation, Annuity evolution graph, Cumulative savings table, Simple simulator parameters

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove ads banners | $0.99 | one-time |


## Frequently asked questions

### Is FinCalc free?

FinCalc is free to download, with no in-app purchases.

### Is Annuity Simulator free?

Annuity Simulator is free to download, with in-app purchases available.

### Which has better reviews, FinCalc or Annuity Simulator?

FinCalc and Annuity Simulator are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do FinCalc or Annuity Simulator have ads?

Annuity Simulator shows ads; FinCalc does not.

### Which is updated more often, FinCalc or Annuity Simulator?

FinCalc ships an update every 5 months, and Annuity Simulator every 8 months. Most recently, FinCalc was updated on October 12, 2026 and Annuity Simulator on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*