# UBS Safe vs ZKB Access

The clearest difference is review sentiment: ZKB Access at 100% against UBS Safe's 50%. ZKB Access also leads on rating (4.9 vs 4.2) and update cadence (every 5 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZKB Access holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: ZKB Access has 214 ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 50% of UBS Safe's written reviews are positive against 100% of ZKB Access's.

UBS Safe ships an update every 3 months, ZKB Access every 5 weeks. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | UBS Safe | ZKB Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (21 ratings)](https://appshunter.io/ios/app/ubs-safe-digital-security/id1116656672/reviews) | **[4.9 (214 ratings)](https://appshunter.io/ios/app/zkb-access/id1211229343/reviews)** |
| Number of ratings | 21 | **214** |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 133 MB | 127 MB |
| Requires iOS | **16** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [UBS AG](https://appshunter.io/developer/369153318) | [Zuercher Kantonalbank](https://appshunter.io/developer/428937858) |

## What reviewers say

### UBS Safe

[App page](https://appshunter.io/ios/app/ubs-safe-digital-security/id1116656672)

Securely store and manage important personal documents, passwords, and banking information. Access your encrypted data anytime, anywhere, with multiple authentication options for enhanced protection.

**Highlights:** Store personal documents, Manage passwords, Automatic banking document storage, Encrypted data storage, Multi-factor authentication, Access data anywhere

**Features:** Vision Pro support

**In-app purchases:** none


### ZKB Access

[App page](https://appshunter.io/ios/app/zkb-access/id1211229343)

Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.

**Highlights:** Secure eBanking login, New customer identification, ID scan and video selfie, Smartphone and tablet support, Two-channel security

**In-app purchases:** none


## Frequently asked questions

### Is UBS Safe free?

UBS Safe is free to download, with no in-app purchases.

### Is ZKB Access free?

ZKB Access is free to download, with no in-app purchases.

### Which has better reviews, UBS Safe or ZKB Access?

ZKB Access is rated higher. UBS Safe averages 4.2 out of 5 from 21 ratings, while ZKB Access averages 4.9 from 214 ratings.

### Do UBS Safe or ZKB Access have ads?

Neither UBS Safe nor ZKB Access shows ads.

### Which is updated more often, UBS Safe or ZKB Access?

UBS Safe ships an update every 3 months, and ZKB Access every 5 weeks. Most recently, UBS Safe was updated on October 22, 2026 and ZKB Access on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*