# UBS Safe vs Cembra App

The clearest difference is update cadence: Cembra App at every 3 weeks against UBS Safe's every 3 months. Cembra App also leads on rating (4.5 vs 4.2) and ratings volume (68 vs 21). UBS Safe's advantage is monetization model (free vs ad-supported) and review sentiment (50% vs 42%). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cembra App holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 21 and 68 respectively. Written reviews complicate that: 50% of UBS Safe's written reviews are positive against 42% of Cembra App's, so the app with the better star average is not the one people write more warmly about.

UBS Safe ships an update every 3 months, Cembra App every 3 weeks. The most recent releases landed on October 22, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | UBS Safe | Cembra App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (21 ratings)](https://appshunter.io/ios/app/ubs-safe-digital-security/id1116656672/reviews) | **[4.5 (68 ratings)](https://appshunter.io/ios/app/cembra-app/id1592458781/reviews)** |
| Number of ratings | 21 | **68** |
| Positive reviews | **50.0% of reviews** | 41.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 133 MB | 322 MB |
| Requires iOS | 16 | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [UBS AG](https://appshunter.io/developer/369153318) | [Cembra Money Bank AG](https://appshunter.io/developer/1441135426) |

## What reviewers say

### UBS Safe

[App page](https://appshunter.io/ios/app/ubs-safe-digital-security/id1116656672)

Securely store and manage important personal documents, passwords, and banking information. Access your encrypted data anytime, anywhere, with multiple authentication options for enhanced protection.

**Highlights:** Store personal documents, Manage passwords, Automatic banking document storage, Encrypted data storage, Multi-factor authentication, Access data anywhere

**Features:** Vision Pro support

**In-app purchases:** none


### Cembra App

[App page](https://appshunter.io/ios/app/cembra-app/id1592458781)

Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.

**Highlights:** Real-time purchase tracking, Card PIN retrieval, Credit card suspension, Add card to Apple Wallet, Track credit card payments, Access monthly statements, Secure Touch ID/Face ID login

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBS Safe free?

UBS Safe is free to download, with no in-app purchases.

### Is Cembra App free?

Cembra App is free to download, with no in-app purchases.

### Which has better reviews, UBS Safe or Cembra App?

Cembra App is rated higher. UBS Safe averages 4.2 out of 5 from 21 ratings, while Cembra App averages 4.5 from 68 ratings.

### Do UBS Safe or Cembra App have ads?

Neither UBS Safe nor Cembra App shows ads.

### Which is updated more often, UBS Safe or Cembra App?

UBS Safe ships an update every 3 months, and Cembra App every 3 weeks. Most recently, UBS Safe was updated on October 22, 2026 and Cembra App on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*