# 万达普惠 vs 省呗

The clearest difference is rating: 万达普惠 at 4.7 against 省呗's 3.4. 万达普惠 also leads on in-app purchases (none vs 10) and review sentiment (96% vs 69%). 省呗's advantage is ratings volume (75K vs 15K). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 省呗 sells 1 one-off in-app purchase. 万达普惠 asks for nothing beyond the download.

万达普惠 holds the better App Store score, 4.7 against 3.4. Both are backed by a comparable volume of ratings — 15K and 75K respectively. Written reviews point the same way: 96% of 万达普惠's written reviews are positive against 69% of 省呗's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 23, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | 万达普惠 | 省呗 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (15K ratings)](https://appshunter.io/ios/app/id1117322012/reviews)** | [3.4 (75K ratings)](https://appshunter.io/ios/app/id1194313045/reviews) |
| Number of ratings | 15K | **75K** |
| Positive reviews | **95.8% of reviews** | 68.8% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 138 MB | 184 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [上海万达网络金融服务有限公司](https://appshunter.io/developer/1676212621) | [深圳小禾金融服务管理有限公司](https://appshunter.io/developer/1227700909) |

## What reviewers say

### 万达普惠

[App page](https://appshunter.io/ios/app/id1117322012)

**Features:** macOS Compatibility

**In-app purchases:** none


### 省呗

[App page](https://appshunter.io/ios/app/id1194313045)

This app provides fast, low-interest personal loans using AI and big data risk control. Users can apply online 24/7 for credit lines up to 200,000 yuan, with quick disbursement and transparent fees. It prioritizes user data security and offers flexible repayment options.

**Highlights:** AI and big data risk control, 24/7 online application, Up to 200,000 yuan credit limit, Disbursement as fast as 3 minutes, Transparent annual interest rates from 5%, Flexible repayment up to 12 installments, Secure data protection

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 省呗会员半年卡 | $46.99 | one-time |


## Frequently asked questions

### Is 万达普惠 free?

万达普惠 is free to download, with no in-app purchases.

### Is 省呗 free?

省呗 is free to download, with in-app purchases available.

### Which has better reviews, 万达普惠 or 省呗?

万达普惠 is rated higher. 万达普惠 averages 4.7 out of 5 from 15K ratings, while 省呗 averages 3.4 from 75K ratings.

### Do 万达普惠 or 省呗 have ads?

Neither 万达普惠 nor 省呗 shows ads.

### Which is updated more often, 万达普惠 or 省呗?

万达普惠 ships an update every 3 weeks, and 省呗 every 3 weeks. Most recently, 万达普惠 was updated on September 23, 2026 and 省呗 on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*