# 万达普惠 vs 洋钱罐借款

万达普惠 and 洋钱罐借款 both sit at 4.7 stars, but that hides the real split: 96% of 万达普惠's written reviews are positive against 49% of 洋钱罐借款's. 万达普惠 also leads on ratings volume (15K vs 502). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for 万达普惠 against 4.6 for 洋钱罐借款. That said, the two scores are not equally well evidenced: 万达普惠 has 15K ratings behind it against 502, so its average is the more settled of the two. Written reviews are what separate them: 96% of 万达普惠's written reviews are positive against 49% of 洋钱罐借款's.

万达普惠 ships an update every 3 weeks, 洋钱罐借款 every 2 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | 万达普惠 | 洋钱罐借款 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (15K ratings)](https://appshunter.io/ios/app/id1117322012/reviews)** | [4.6 (502 ratings)](https://appshunter.io/ios/app/id1410049631/reviews) |
| Number of ratings | **15K** | 502 |
| Positive reviews | **95.8% of reviews** | 49.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | — | Free |
| Size | 138 MB | 84 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [上海万达网络金融服务有限公司](https://appshunter.io/developer/1676212621) | [Beijing Lingyue Information Technology Co. Ltd.](https://appshunter.io/developer/1052663958) |

## What reviewers say

### 万达普惠

[App page](https://appshunter.io/ios/app/id1117322012)

**Features:** macOS Compatibility

**In-app purchases:** none


### 洋钱罐借款

[App page](https://appshunter.io/ios/app/id1410049631)

This app provides convenient and stable financial loan services with flexible repayment options. Users can borrow up to 200,000 with a 6-12 month installment plan, all managed through a mobile-first application process. It emphasizes fast disbursement and transparent fees.

**Highlights:** High loan limits up to 200,000, Fast disbursement, starting from 5 minutes, 6-12 month installment repayment, Transparent annualized interest rates starting from 7.2%, Secure privacy protection measures, Fully mobile application process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast loan disbursement
- 👍 Simple application process
- 👍 Convenient and practical
- 👍 Efficient approval process
- 👍 Low interest rates (mentioned by some)

**What reviewers complain about**

-  predatory interest rates
- 📞 Excessive marketing calls
- 💸 Unfair charges
- 🚫 Customer service unresponsive
- 🔒 Privacy concerns and data selling

**Reported bugs**

- Verification codes not received for cancellation
- App crashes or freezes
- Inability to borrow after submitting all information
- System robot calls are frequent
- Difficulty in repayment through multiple channels

**Requested features**

- Improve customer service responsiveness
- Add more repayment options
- Reduce marketing messages
- Allow easier account cancellation
- Improve credit check process to avoid wasting user time


## Frequently asked questions

### Is 万达普惠 free?

万达普惠 is free to download, with no in-app purchases.

### Is 洋钱罐借款 free?

洋钱罐借款 is free to download, with no in-app purchases.

### Which has better reviews, 万达普惠 or 洋钱罐借款?

万达普惠 is rated higher. 万达普惠 averages 4.7 out of 5 from 15K ratings, while 洋钱罐借款 averages 4.6 from 502 ratings.

### Do 万达普惠 or 洋钱罐借款 have ads?

Neither 万达普惠 nor 洋钱罐借款 shows ads.

### Which is updated more often, 万达普惠 or 洋钱罐借款?

万达普惠 ships an update every 3 weeks, and 洋钱罐借款 every 2 weeks. Most recently, 万达普惠 was updated on October 29, 2026 and 洋钱罐借款 on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*