# 万达普惠 vs 奇富周转灵

The clearest difference is rating: 万达普惠 at 4.7 against 奇富周转灵's 3.7. 万达普惠 also leads on ratings volume (15K vs 3) and review sentiment (96% vs 86%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

万达普惠 holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: 万达普惠 has 15K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 96% of 万达普惠's written reviews are positive against 86% of 奇富周转灵's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 万达普惠 | 奇富周转灵 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (15K ratings)](https://appshunter.io/ios/app/id1117322012/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/id1564047089/reviews) |
| Number of ratings | **15K** | 3 |
| Positive reviews | **95.8% of reviews** | 86.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | — | Free |
| Size | 138 MB | 93 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [上海万达网络金融服务有限公司](https://appshunter.io/developer/1676212621) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 万达普惠

[App page](https://appshunter.io/ios/app/id1117322012)

**Features:** macOS Compatibility

**In-app purchases:** none


### 奇富周转灵

[App page](https://appshunter.io/ios/app/id1564047089)

This app provides financial technology services for small business owners and individuals, offering quick and convenient loans for various needs. It utilizes AI and big data for risk control, aiming to solve funding challenges with a simple, online application process.

**Highlights:** AI and big data risk control, Loans for personal consumption, business, and travel, Simple three-step application process, Up to 200,000 loan limit, Annual interest rates starting from 7.2%, New user interest-free period up to 30 days, Flexible installment repayment

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 万达普惠 free?

万达普惠 is free to download, with no in-app purchases.

### Is 奇富周转灵 free?

奇富周转灵 is free to download, with no in-app purchases.

### Which has better reviews, 万达普惠 or 奇富周转灵?

万达普惠 is rated higher. 万达普惠 averages 4.7 out of 5 from 15K ratings, while 奇富周转灵 averages 3.7 from 3 ratings.

### Do 万达普惠 or 奇富周转灵 have ads?

Neither 万达普惠 nor 奇富周转灵 shows ads.

### Which is updated more often, 万达普惠 or 奇富周转灵?

万达普惠 ships an update every 3 weeks, and 奇富周转灵 every 3 weeks. Most recently, 万达普惠 was updated on October 10, 2026 and 奇富周转灵 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*