# 香蕉日记 vs 小牛记账

The clearest difference is rating: 小牛记账 at 5.0 against 香蕉日记's 4.3. 香蕉日记's advantage is in-app purchases (none vs 1) and ratings volume (35 vs 1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 小牛记账 sells 1 one-off in-app purchase. 香蕉日记 asks for nothing beyond the download.

小牛记账 holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: 香蕉日记 has 35 ratings behind it against 1, so its average is the more settled of the two.

香蕉日记 ships an update monthly, 小牛记账 every 3 weeks. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | 香蕉日记 | 小牛记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (35 ratings)](https://appshunter.io/ios/app/id1118350910/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6472397218/reviews)** |
| Number of ratings | **35** | 1 |
| Positive reviews | 71.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 4 MB | 35 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [磊 韩](https://appshunter.io/developer/1114266471) | [Shanghai Youqianhua Information Technology Co., Ltd.](https://appshunter.io/developer/1499784439) |

## What reviewers say

### 香蕉日记

[App page](https://appshunter.io/ios/app/id1118350910)

A simple, secure, and encrypted private diary app with a beautiful interface. It's designed for ease of use with no learning curve, allowing users to discover its features through exploration.

**Highlights:** Encrypted diary entries, Simple and easy to use, Beautiful interface, No learning curve, User-discovered features

**In-app purchases:** none


### 小牛记账

[App page](https://appshunter.io/ios/app/id6472397218)

Easily track daily expenses and income with customizable accounts and categories. Gain insights into spending habits through smart data analysis and charts. Manage debts effectively to achieve financial stability.

**Highlights:** Intuitive transaction recording, Customizable accounts and categories, Smart data analysis and charts, Debt tracking and management, Financial habit building

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP会员 | $1.99 | one-time |


## Frequently asked questions

### Is 香蕉日记 free?

香蕉日记 is free to download, with no in-app purchases.

### Is 小牛记账 free?

小牛记账 is free to download, with in-app purchases available.

### Which has better reviews, 香蕉日记 or 小牛记账?

小牛记账 is rated higher. 香蕉日记 averages 4.3 out of 5 from 35 ratings, while 小牛记账 averages 5.0 from 1 ratings.

### Do 香蕉日记 or 小牛记账 have ads?

Neither 香蕉日记 nor 小牛记账 shows ads.

### Which is updated more often, 香蕉日记 or 小牛记账?

香蕉日记 ships an update monthly, and 小牛记账 every 3 weeks. Most recently, 香蕉日记 was updated on November 2, 2026 and 小牛记账 on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*