# Budgets vs Checkbook Register & Ledger

The clearest difference is ads: Checkbook Register & Ledger at none against Budgets's shown. Checkbook Register & Ledger also leads on rating (4.8 vs 4.3) and ratings volume (134 vs 3). Budgets's advantage is iOS requirement (13.0 vs 16.4). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Budgets sells 6 one-off in-app purchases and Checkbook Register & Ledger sells 21 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Checkbook Register & Ledger holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Checkbook Register & Ledger has 134 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 100% of Budgets's written reviews are positive against 98% of Checkbook Register & Ledger's, so the app with the better star average is not the one people write more warmly about.

Budgets ships an update every 6 weeks, Checkbook Register & Ledger every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Budgets | Checkbook Register & Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (3 ratings)](https://appshunter.io/ios/app/budgets-expense-tracker/id1118397541/reviews) | **[4.8 (134 ratings)](https://appshunter.io/ios/app/checkbook-register-and-ledger/id1565109843/reviews)** |
| Number of ratings | 3 | **134** |
| Positive reviews | **100.0% of reviews** | 97.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 12 MB | 67 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MoneyBudgie](https://appshunter.io/developer/354069981) | [Timo Stuebing](https://appshunter.io/developer/1565109845) |

## What reviewers say

### Budgets

[App page](https://appshunter.io/ios/app/budgets-expense-tracker/id1118397541)

Track your spending against custom budgets to avoid overspending. See how much money you have left to spend with visual displays and review your purchase history. This app helps you regain control of your finances.

**Highlights:** Create custom budgets (monthly, weekly, etc.), Log purchases against budgets, View remaining budget amounts visually, Track spending history, Secure passcode protection

**Features:** Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Descriptions with Purchases | $0.99 | one-time |
| Carry Over Under & Over Spend to next Period | $0.99 | one-time |
| No Ads | $1.99 | one-time |
| Transaction CSV Export, Multi-Delete & Filter | $1.99 | one-time |
| App Customisation using Themes | $1.99 | one-time |
| PRO - All Features | $4.99 | one-time |


### Checkbook Register & Ledger

[App page](https://appshunter.io/ios/app/checkbook-register-and-ledger/id1565109843)

Track your income and expenses with this simple, ad-free app. Gain clarity on your spending habits, manage your household budget, and easily record transactions. It provides a clear overview of where your money goes, helping you make informed financial decisions.

**Highlights:** Record income and expenses, Track amounts easily, Memorize travel expenses, Keep a cash book, Budget mode overview, Quick transaction entry

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (21)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $4.99 | per month |
| Pro | $7.99 | per month |
| Secret Discount for Pro | $7.99 | per year |
| Pro | $8.99 | per month |
| Pro | $9.99 | per month |
| Secret Discount for Pro | $12.99 | per year |
| Secret Discount for Pro | $17.99 | per year |
| Pro | $24.99 | per year |
| Pro | $29.99 | per year |
| Pro | $49.99 | per year |
| Pro (Lifetime) | Free | one-time |
| Pro (Lifetime) | $4.99 | one-time |
| Contribution level 1 | $5.99 | one-time |
| Pro (Lifetime) | $7.99 | one-time |
| Contribution level 2 | $8.99 | one-time |
| Pro (Lifetime) | $13.99 | one-time |
| Contribution level 3 | $14.99 | one-time |
| Contribution level 4 | $14.99 | one-time |
| Contribution level 5 | $41.99 | one-time |
| Pro (Lifetime) | $69.99 | one-time |
| Pro (Lifetime) | $79.99 | one-time |


## Frequently asked questions

### Is Budgets free?

Budgets is free to download, with in-app purchases available.

### Is Checkbook Register & Ledger free?

Checkbook Register & Ledger is free to download, with in-app purchases available.

### Which has better reviews, Budgets or Checkbook Register & Ledger?

Checkbook Register & Ledger is rated higher. Budgets averages 4.3 out of 5 from 3 ratings, while Checkbook Register & Ledger averages 4.8 from 134 ratings.

### Do Budgets or Checkbook Register & Ledger have ads?

Budgets shows ads; Checkbook Register & Ledger does not.

### Which is updated more often, Budgets or Checkbook Register & Ledger?

Budgets ships an update every 6 weeks, and Checkbook Register & Ledger every 2 weeks. Most recently, Budgets was updated on October 24, 2026 and Checkbook Register & Ledger on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*