# Budgets vs Envelope Budget App

The clearest difference is ads: Envelope Budget App at none against Budgets's shown. Envelope Budget App also leads on rating (4.7 vs 4.3) and update cadence (every 9 days vs every 6 weeks). Budgets's advantage is review sentiment (100% vs 75%) and iOS requirement (13.0 vs 17.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Budgets sells 6 one-off in-app purchases and Envelope Budget App sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Envelope Budget App holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Envelope Budget App has 27 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 100% of Budgets's written reviews are positive against 75% of Envelope Budget App's, so the app with the better star average is not the one people write more warmly about.

Budgets ships an update every 6 weeks, Envelope Budget App every 9 days. The most recent releases landed on October 13, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Budgets | Envelope Budget App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (3 ratings)](https://appshunter.io/ios/app/budgets-expense-tracker/id1118397541/reviews) | **[4.7 (27 ratings)](https://appshunter.io/ios/app/envelope-budget-app-tuck/id6471009869/reviews)** |
| Number of ratings | 3 | **27** |
| Positive reviews | **100.0% of reviews** | 75.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 9 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 12 MB | 17 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MoneyBudgie](https://appshunter.io/developer/354069981) | [Chimpanzee, LLC](https://appshunter.io/developer/1494416672) |

## What reviewers say

### Budgets

[App page](https://appshunter.io/ios/app/budgets-expense-tracker/id1118397541)

Track your spending against custom budgets to avoid overspending. See how much money you have left to spend with visual displays and review your purchase history. This app helps you regain control of your finances.

**Highlights:** Create custom budgets (monthly, weekly, etc.), Log purchases against budgets, View remaining budget amounts visually, Track spending history, Secure passcode protection

**Features:** Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Descriptions with Purchases | $0.99 | one-time |
| Carry Over Under & Over Spend to next Period | $0.99 | one-time |
| No Ads | $1.99 | one-time |
| Transaction CSV Export, Multi-Delete & Filter | $1.99 | one-time |
| App Customisation using Themes | $1.99 | one-time |
| PRO - All Features | $4.99 | one-time |


### Envelope Budget App

[App page](https://appshunter.io/ios/app/envelope-budget-app-tuck/id6471009869)

This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.

**Highlights:** Focus on food expenses, Private and local tracking, Simple transaction entry, Category budgeting, Integrated tip calculator, Bill splitter

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tuck Monthly Subscription | $1.99 | per month |
| Tuck Yearly Subscription | $12.99 | per year |
| Tuck Plus Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Budgets free?

Budgets is free to download, with in-app purchases available.

### Is Envelope Budget App free?

Envelope Budget App is free to download, with in-app purchases available.

### Which has better reviews, Budgets or Envelope Budget App?

Envelope Budget App is rated higher. Budgets averages 4.3 out of 5 from 3 ratings, while Envelope Budget App averages 4.7 from 27 ratings.

### Do Budgets or Envelope Budget App have ads?

Budgets shows ads; Envelope Budget App does not.

### Which is updated more often, Budgets or Envelope Budget App?

Budgets ships an update every 6 weeks, and Envelope Budget App every 9 days. Most recently, Budgets was updated on October 13, 2026 and Envelope Budget App on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*