# Financial Overview vs SpendWave Expense tracker App

The clearest difference is update cadence: SpendWave Expense tracker App at fortnightly against Financial Overview's every 3 months. SpendWave Expense tracker App also leads on device support (4 vs 2) and iOS requirement (17.6 vs 26.0). Financial Overview's advantage is monetization model (free vs freemium) and review sentiment (92% vs 70%). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Financial Overview sells 1 one-off in-app purchase and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Financial Overview against 4.8 for SpendWave Expense tracker App. Both are backed by a comparable volume of ratings — 25 and 9 respectively. Written reviews are what separate them: 92% of Financial Overview's written reviews are positive against 70% of SpendWave Expense tracker App's.

Financial Overview ships an update every 3 months, SpendWave Expense tracker App fortnightly. The most recent releases landed on October 12, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Financial Overview | SpendWave Expense tracker App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (25 ratings)](https://appshunter.io/ios/app/financial-overview/id1118912417/reviews) | [4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews) |
| Number of ratings | **25** | 9 |
| Positive reviews | **91.7% of reviews** | 70.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | **Free** | Freemium |
| Size | 6 MB | 19 MB |
| Requires iOS | 26.0 | **17.6** |
| Devices | iPhone, iPad | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Maurice van Breukelen](https://appshunter.io/developer/900184310) | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) |

## What reviewers say

### Financial Overview

[App page](https://appshunter.io/ios/app/financial-overview/id1118912417)

Gain a clear understanding of your monthly finances by tracking recurring income and expenses. See upcoming debits, view paid amounts, and receive weekly financial summaries. Secure your data with Face ID or Touch ID.

**Highlights:** Track recurring income and expenses, View upcoming debits, Monitor paid vs. scheduled expenses, Secure with Face ID/Touch ID, Weekly financial notifications, Dark Mode support

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Voluntary Donation | $2.99 | one-time |


### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Yearly | $8.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Frequently asked questions

### Is Financial Overview free?

Financial Overview is free to download, with in-app purchases available.

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Which has better reviews, Financial Overview or SpendWave Expense tracker App?

Financial Overview and SpendWave Expense tracker App are both rated 4.8 out of 5 on the App Store, from 25 and 9 ratings respectively.

### Do Financial Overview or SpendWave Expense tracker App have ads?

Neither Financial Overview nor SpendWave Expense tracker App shows ads.

### Which is updated more often, Financial Overview or SpendWave Expense tracker App?

Financial Overview ships an update every 3 months, and SpendWave Expense tracker App fortnightly. Most recently, Financial Overview was updated on October 12, 2026 and SpendWave Expense tracker App on October 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
