# Vicinity CU vs Metro Bank Authenticator

The clearest difference is review sentiment: Vicinity CU at 71% against Metro Bank Authenticator's 0%. Vicinity CU also leads on update cadence (monthly vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs ad-supported) and iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vicinity CU ships an update monthly, Metro Bank Authenticator every 12 months. The most recent releases landed on September 26, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Vicinity CU | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (4 ratings)](https://appshunter.io/ios/app/vicinity-cu/id1119685507/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | **71.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 12 months |
| Monetization | Ad-supported | **Free** |
| Size | 177 MB | 12 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Vicinity Credit Union](https://appshunter.io/developer/1119685506) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### Vicinity CU

[App page](https://appshunter.io/ios/app/vicinity-cu/id1119685507)

Manage your finances on the go with this mobile banking application. Check balances, move money between accounts, pay bills, and locate branches and ATMs easily.

**Highlights:** View account balances, Transfer funds, Pay bills, Find branch locations, Find ATM locations

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vicinity CU free?

Vicinity CU is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do Vicinity CU or Metro Bank Authenticator have ads?

Neither Vicinity CU nor Metro Bank Authenticator shows ads.

### Which is updated more often, Vicinity CU or Metro Bank Authenticator?

Vicinity CU ships an update monthly, and Metro Bank Authenticator every 12 months. Most recently, Vicinity CU was updated on September 26, 2026 and Metro Bank Authenticator on September 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*