# Vicinity CU vs Collegiate CU

The clearest difference is rating: Collegiate CU at 4.7 against Vicinity CU's 3.8. Collegiate CU also leads on review sentiment (100% vs 71%) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Collegiate CU holds the better App Store score, 4.7 against 3.8. Both are backed by a comparable volume of ratings — 4 and 14 respectively. Written reviews point the same way: 71% of Vicinity CU's written reviews are positive against 100% of Collegiate CU's.

Vicinity CU ships an update monthly, Collegiate CU every 6 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Vicinity CU | Collegiate CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (4 ratings)](https://appshunter.io/ios/app/vicinity-cu/id1119685507/reviews) | **[4.7 (14 ratings)](https://appshunter.io/ios/app/collegiate-cu/id6443943281/reviews)** |
| Number of ratings | 4 | **14** |
| Positive reviews | 71.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 177 MB | 159 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Vicinity Credit Union](https://appshunter.io/developer/1119685506) | [Michigan State University Federal Credit Union](https://appshunter.io/developer/560539286) |

## What reviewers say

### Vicinity CU

[App page](https://appshunter.io/ios/app/vicinity-cu/id1119685507)

Manage your finances on the go with this mobile banking application. Check balances, move money between accounts, pay bills, and locate branches and ATMs easily.

**Highlights:** View account balances, Transfer funds, Pay bills, Find branch locations, Find ATM locations

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Collegiate CU

[App page](https://appshunter.io/ios/app/collegiate-cu/id6443943281)

Manage your finances on the go with budgeting tools and savings features. Access digital learning resources created by financial educators to improve your financial literacy. Understand and control your money from anywhere.

**Highlights:** Budgeting tools, Round-up-to-save features, Financial goal management, Digital learning resources, Financial education by certified educators

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vicinity CU free?

Vicinity CU is free to download, with no in-app purchases.

### Is Collegiate CU free?

Collegiate CU is free to download, with no in-app purchases.

### Which has better reviews, Vicinity CU or Collegiate CU?

Collegiate CU is rated higher. Vicinity CU averages 3.8 out of 5 from 4 ratings, while Collegiate CU averages 4.7 from 14 ratings.

### Do Vicinity CU or Collegiate CU have ads?

Neither Vicinity CU nor Collegiate CU shows ads.

### Which is updated more often, Vicinity CU or Collegiate CU?

Vicinity CU ships an update monthly, and Collegiate CU every 6 weeks. Most recently, Vicinity CU was updated on October 24, 2026 and Collegiate CU on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*