# Vicinity CU vs Cold Storage Tracker

The clearest difference is rating: Cold Storage Tracker at 5.0 against Vicinity CU's 3.8. Vicinity CU's advantage is monetization model (ad-supported vs free with in-app purchases) and iOS requirement (16.0 vs 26.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cold Storage Tracker holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 4 and 2 respectively.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 26, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Vicinity CU | Cold Storage Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (4 ratings)](https://appshunter.io/ios/app/vicinity-cu/id1119685507/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/cold-storage-tracker/id6770000850/reviews)** |
| Number of ratings | **4** | 2 |
| Positive reviews | 71.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 177 MB | 11 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Vicinity Credit Union](https://appshunter.io/developer/1119685506) | [RICARDO TOMAS VEGA](https://appshunter.io/developer/1896707078) |

## What reviewers say

### Vicinity CU

[App page](https://appshunter.io/ios/app/vicinity-cu/id1119685507)

Manage your finances on the go with this mobile banking application. Check balances, move money between accounts, pay bills, and locate branches and ATMs easily.

**Highlights:** View account balances, Transfer funds, Pay bills, Find branch locations, Find ATM locations

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Cold Storage Tracker

[App page](https://appshunter.io/ios/app/cold-storage-tracker/id6770000850)

This privacy-focused app allows you to track your Bitcoin holdings by manually recording transactions or monitoring public blockchain data. Organize your investments by portfolio, view performance, and export backups without needing an account or exchange login.

**Highlights:** Manual transaction recording, Read-only public blockchain data monitoring, Portfolio grouping, Cost basis and performance tracking, Public address and extended public key monitoring, JSON backup export, Non-custodial

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Vicinity CU free?

Vicinity CU is free to download, with no in-app purchases.

### Is Cold Storage Tracker free?

Cold Storage Tracker is free to download, with no in-app purchases.

### Which has better reviews, Vicinity CU or Cold Storage Tracker?

Cold Storage Tracker is rated higher. Vicinity CU averages 3.8 out of 5 from 4 ratings, while Cold Storage Tracker averages 5.0 from 2 ratings.

### Do Vicinity CU or Cold Storage Tracker have ads?

Neither Vicinity CU nor Cold Storage Tracker shows ads.

### Which is updated more often, Vicinity CU or Cold Storage Tracker?

Vicinity CU ships an update monthly, and Cold Storage Tracker monthly. Most recently, Vicinity CU was updated on September 26, 2026 and Cold Storage Tracker on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*