# Spending Tracker MoneyKeep vs MySubMind

The clearest difference is ads: MySubMind at none against Spending Tracker MoneyKeep's shown. MySubMind also leads on update cadence (every 4 days vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker MoneyKeep sells 2 in-app purchases, starting at $3.99 per month and MySubMind sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Spending Tracker MoneyKeep ships an update every 2 months, MySubMind every 4 days. The most recent releases landed on October 22, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Spending Tracker MoneyKeep | MySubMind |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4 ratings)](https://appshunter.io/ios/app/spending-tracker-moneykeep/id1119886207/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 72.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 4 days** |
| Monetization | Free with in-app purchases | — |
| Size | 73 MB | 43 MB |
| Requires iOS | 16 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [NilCraft Inc.](https://appshunter.io/developer/458823527) | [Dongyang Gao](https://appshunter.io/developer/1843196927) |

## What reviewers say

### Spending Tracker MoneyKeep

[App page](https://appshunter.io/ios/app/spending-tracker-moneykeep/id1119886207)

Easily track your household expenses and income with this intuitive finance manager. Input transactions quickly, store receipts as photos, and visualize your spending with clear charts. Customize categories and set budgets to gain control of your finances.

**Highlights:** Easy transaction input, Receipt photo storage, Calendar view of finances, Account balance overview, Budget pie charts, Customizable categories, iCloud data backup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Features | $3.99 | per month |
| Premium Features | $39.99 | per year |


### MySubMind

[App page](https://appshunter.io/ios/app/mysubmind/id6753352947)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Lifetime | $4.99 | one-time |


## Frequently asked questions

### Is Spending Tracker MoneyKeep free?

Spending Tracker MoneyKeep is free to download, with in-app purchases available.

### Is MySubMind free?

MySubMind is free to download, with in-app purchases available.

### Do Spending Tracker MoneyKeep or MySubMind have ads?

Spending Tracker MoneyKeep shows ads; MySubMind does not.

### Which is updated more often, Spending Tracker MoneyKeep or MySubMind?

Spending Tracker MoneyKeep ships an update every 2 months, and MySubMind every 4 days. Most recently, Spending Tracker MoneyKeep was updated on October 22, 2026 and MySubMind on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*