# SEFT Mobile vs MySynchrony

The clearest difference is update cadence: MySynchrony at every 3 weeks against SEFT Mobile's every 6 months. MySynchrony also leads on ratings volume (116K vs 1) and chart position (#26 vs unranked). SEFT Mobile's advantage is iOS requirement (10.0 vs 18). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SEFT Mobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MySynchrony has 116K ratings behind it against 1, so its average is the more settled of the two.

SEFT Mobile ships an update every 6 months, MySynchrony every 3 weeks. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SEFT Mobile | MySynchrony |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/seft-mobile/id1120214179/reviews)** | [4.8 (116K ratings)](https://appshunter.io/ios/app/mysynchrony/id1280992496/reviews) |
| Number of ratings | 1 | **116K** |
| Positive reviews | — | 82.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Best chart rank | — | **#26** |
| Size | 18 MB | 197 MB |
| Requires iOS | **10.0** | 18 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Darell Edmond](https://appshunter.io/developer/1509417239) | [Synchrony Financial](https://appshunter.io/developer/989262152) |

## What reviewers say

### SEFT Mobile

[App page](https://appshunter.io/ios/app/seft-mobile/id1120214179)

Monitor your latest financial transactions on the EFT system. View both incoming and outgoing payments with ease.

**Highlights:** View inward transactions, View outward transactions, Real-time transaction monitoring, EFT system integration

**Features:** macOS Compatibility

**In-app purchases:** none


### MySynchrony

[App page](https://appshunter.io/ios/app/mysynchrony/id1280992496)

**Currently charting:** #26 Top Free · Finance (US App Store)

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

**Highlights:** Manage credit cards in one place, Secure biometric login, Schedule and manage payments, Check balance and credit limit, Review transaction history, Access partner deals and offers, Financial education blog

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts

**What reviewers complain about**

- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing

**Reported bugs**

- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app

**Requested features**

- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app


## Frequently asked questions

### Is SEFT Mobile free?

SEFT Mobile is free to download, with no in-app purchases.

### Is MySynchrony free?

MySynchrony is free to download, with no in-app purchases.

### Which has better reviews, SEFT Mobile or MySynchrony?

SEFT Mobile is rated higher. SEFT Mobile averages 5.0 out of 5 from 1 ratings, while MySynchrony averages 4.8 from 116K ratings.

### Do SEFT Mobile or MySynchrony have ads?

Neither SEFT Mobile nor MySynchrony shows ads.

### Which is updated more often, SEFT Mobile or MySynchrony?

SEFT Mobile ships an update every 6 months, and MySynchrony every 3 weeks. Most recently, SEFT Mobile was updated on October 23, 2026 and MySynchrony on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*