# SpendSay vs 麻布記帳

The clearest difference is ads: SpendSay at none against 麻布記帳's shown. SpendSay also leads on rating (4.8 vs 4.5) and update cadence (every 5 days vs every 3 weeks). 麻布記帳's advantage is review sentiment (88% vs 64%) and ratings volume (57 vs 5). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. SpendSay sells 2 in-app purchases, starting at $2.49 per month and 麻布記帳 sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

SpendSay holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: 麻布記帳 has 57 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 64% of SpendSay's written reviews are positive against 88% of 麻布記帳's, so the app with the better star average is not the one people write more warmly about.

SpendSay ships an update every 5 days, 麻布記帳 every 3 weeks. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | SpendSay | 麻布記帳 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/spendsay/id1120529246/reviews)** | [4.5 (57 ratings)](https://appshunter.io/ios/app/moneybook/id1327712235/reviews) |
| Number of ratings | 5 | **57** |
| Positive reviews | 64.3% of reviews | **88.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 100 MB | 83 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UnityRoot Solutions Inc](https://appshunter.io/developer/1740921442) | [Moneybook Co., Ltd.](https://appshunter.io/developer/1453862947) |

## What reviewers say

### SpendSay

[App page](https://appshunter.io/ios/app/spendsay/id1120529246)

Effortlessly track expenses using voice commands or by scanning receipts. This app automatically categorizes your spending, helps you set budgets, and provides insightful reports. Share ledgers with others and enjoy secure cloud backup for your financial data.

**Highlights:** Voice-powered expense entry, E-invoice and barcode scanning, AI smart auto-categorization, Itemized receipt categorization, Budget setting and alerts, Spending reports and peer comparison, Shared ledgers

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 定期每月訂閱 | $2.49 | per month |
| 年訂閱完整版 | $26.99 | per year |


### 麻布記帳

[App page](https://appshunter.io/ios/app/moneybook/id1327712235)

Effortlessly track expenses and manage all your assets in one place. This app automates spending updates from banks and payment methods, provides insightful spending analysis, and offers personalized financial advice to help you achieve financial freedom.

**Highlights:** Automated expense tracking from banks and payment methods, Comprehensive asset management (bank accounts, funds, crypto), Insightful spending analysis and budgeting, Bill and credit card payment reminders, Personalized financial advice and credit score calculation, Cloud storage for data security, Joint account functionality

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Moneybook VIP (月方案) | $4.99 | per month |
| Moneybook VIP (年方案) | $49.99 | per year |


## Frequently asked questions

### Is SpendSay free?

SpendSay is free to download, with in-app purchases available.

### Is 麻布記帳 free?

麻布記帳 is free to download, with in-app purchases available.

### Which has better reviews, SpendSay or 麻布記帳?

SpendSay is rated higher. SpendSay averages 4.8 out of 5 from 5 ratings, while 麻布記帳 averages 4.5 from 57 ratings.

### Do SpendSay or 麻布記帳 have ads?

麻布記帳 shows ads; SpendSay does not.

### Which is updated more often, SpendSay or 麻布記帳?

SpendSay ships an update every 5 days, and 麻布記帳 every 3 weeks. Most recently, SpendSay was updated on November 6, 2026 and 麻布記帳 on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*