# ฌาปนกิจสงเคราะห์ vs PHY Saving

The clearest difference is ads: ฌาปนกิจสงเคราะห์ at none against PHY Saving's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ฌาปนกิจสงเคราะห์ ships an update every 4 months, PHY Saving every 3 months. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | ฌาปนกิจสงเคราะห์ | PHY Saving |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 3 months** |
| Size | 78 MB | 51 MB |
| Requires iOS | **11.0** | 12.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [CHIANGMAI TEACHER' S THRIFT & CREDIT COOPERATIVE LIMITED](https://appshunter.io/developer/1439297621) | [PHAYAO TEACHER SAVING COOPERATIVE LIMITED](https://appshunter.io/developer/1476505871) |

## What reviewers say

### ฌาปนกิจสงเคราะห์

[App page](https://appshunter.io/ios/app/id1121132961)

**Features:** macOS Compatibility

**In-app purchases:** none


### PHY Saving

[App page](https://appshunter.io/ios/app/phy-saving/id1476505872)

**In-app purchases:** none


## Frequently asked questions

### Is ฌาปนกิจสงเคราะห์ free?

ฌาปนกิจสงเคราะห์ is free to download, with no in-app purchases.

### Is PHY Saving free?

PHY Saving is free to download, with no in-app purchases.

### Do ฌาปนกิจสงเคราะห์ or PHY Saving have ads?

PHY Saving shows ads; ฌาปนกิจสงเคราะห์ does not.

### Which is updated more often, ฌาปนกิจสงเคราะห์ or PHY Saving?

ฌาปนกิจสงเคราะห์ ships an update every 4 months, and PHY Saving every 3 months. Most recently, ฌาปนกิจสงเคราะห์ was updated on October 9, 2026 and PHY Saving on October 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*