# UBS Access vs ZKB Access

UBS Access and ZKB Access both sit at 4.8 stars, but that hides the real split: 100% of ZKB Access's written reviews are positive against 63% of UBS Access's. ZKB Access also leads on iOS requirement (16.4 vs 18.6). UBS Access's advantage is ratings volume (1.5K vs 214). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for UBS Access against 4.9 for ZKB Access. That said, the two scores are not equally well evidenced: UBS Access has 1.5K ratings behind it against 214, so its average is the more settled of the two. Written reviews are what separate them: 63% of UBS Access's written reviews are positive against 100% of ZKB Access's.

UBS Access ships an update every 2 months, ZKB Access every 5 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | UBS Access | ZKB Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.5K ratings)](https://appshunter.io/ios/app/ubs-access-secure-login/id1121666286/reviews) | **[4.9 (214 ratings)](https://appshunter.io/ios/app/zkb-access/id1211229343/reviews)** |
| Number of ratings | **1.5K** | 214 |
| Positive reviews | 63.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 60 MB | 127 MB |
| Requires iOS | 18.6 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [UBS AG](https://appshunter.io/developer/369153318) | [Zuercher Kantonalbank](https://appshunter.io/developer/428937858) |

## What reviewers say

### UBS Access

[App page](https://appshunter.io/ios/app/ubs-access-secure-login/id1121666286)

Securely log in to digital banking services and confirm online payments and new payees. Receive important security-related notifications to protect your accounts. Offers multiple layers of security for peace of mind.

**Highlights:** Secure login to E-Banking and Mobile Banking, Confirm online payments and new payees, Receive security-related event notifications, PIN and biometric authentication, Smartphone security checks, Multi-level data transmission protection

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 🔒 Secure login
- 👍 Intuitive and user-friendly
- 💡 Innovative features
- 👍 Reliable and stable

**What reviewers complain about**

- 🐛 Bugs and crashes
- 🔒 Overly complicated setup
- 👎 Slow and unresponsive
- 🔒 Restrictive security measures

**Reported bugs**

- Login issues after device change
- QR code scanning problems
- Incompatibility with certain iOS versions
- Unexpected app crashes

**Requested features**

- Fingerprint/Face ID support
- Offline mode functionality
- Improved transaction history
- Compatibility with older devices


### ZKB Access

[App page](https://appshunter.io/ios/app/zkb-access/id1211229343)

Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.

**Highlights:** Secure eBanking login, New customer identification, ID scan and video selfie, Smartphone and tablet support, Two-channel security

**In-app purchases:** none


## Frequently asked questions

### Is UBS Access free?

UBS Access is free to download, with no in-app purchases.

### Is ZKB Access free?

ZKB Access is free to download, with no in-app purchases.

### Which has better reviews, UBS Access or ZKB Access?

ZKB Access is rated higher. UBS Access averages 4.8 out of 5 from 1.5K ratings, while ZKB Access averages 4.9 from 214 ratings.

### Do UBS Access or ZKB Access have ads?

Neither UBS Access nor ZKB Access shows ads.

### Which is updated more often, UBS Access or ZKB Access?

UBS Access ships an update every 2 months, and ZKB Access every 5 weeks. Most recently, UBS Access was updated on October 29, 2026 and ZKB Access on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
