# UBS Access vs ARX Capital

The clearest difference is update cadence: UBS Access at every 2 months against ARX Capital's every 16 months. ARX Capital's advantage is iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBS Access ships an update every 2 months, ARX Capital every 16 months. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | UBS Access | ARX Capital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.5K ratings)](https://appshunter.io/ios/app/ubs-access-secure-login/id1121666286/reviews)** | — |
| Number of ratings | **1.5K** | — |
| Positive reviews | 63.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 16 months |
| Monetization | Free | — |
| Size | 60 MB | 31 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UBS AG](https://appshunter.io/developer/369153318) | [ARX Capital AG](https://appshunter.io/developer/1595825911) |

## What reviewers say

### UBS Access

[App page](https://appshunter.io/ios/app/ubs-access-secure-login/id1121666286)

Securely log in to digital banking services and confirm online payments and new payees. Receive important security-related notifications to protect your accounts. Offers multiple layers of security for peace of mind.

**Highlights:** Secure login to E-Banking and Mobile Banking, Confirm online payments and new payees, Receive security-related event notifications, PIN and biometric authentication, Smartphone security checks, Multi-level data transmission protection

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 🔒 Secure login
- 👍 Intuitive and user-friendly
- 💡 Innovative features
- 👍 Reliable and stable

**What reviewers complain about**

- 🐛 Bugs and crashes
- 🔒 Overly complicated setup
- 👎 Slow and unresponsive
- 🔒 Restrictive security measures

**Reported bugs**

- Login issues after device change
- QR code scanning problems
- Incompatibility with certain iOS versions
- Unexpected app crashes

**Requested features**

- Fingerprint/Face ID support
- Offline mode functionality
- Improved transaction history
- Compatibility with older devices


### ARX Capital

[App page](https://appshunter.io/ios/app/arx-capital/id1595825909)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UBS Access free?

UBS Access is free to download, with no in-app purchases.

### Is ARX Capital free?

ARX Capital is free to download, with no in-app purchases.

### Do UBS Access or ARX Capital have ads?

Neither UBS Access nor ARX Capital shows ads.

### Which is updated more often, UBS Access or ARX Capital?

UBS Access ships an update every 2 months, and ARX Capital every 16 months. Most recently, UBS Access was updated on November 7, 2026 and ARX Capital on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*