# NetSpend Small Business vs Zil.US

The clearest difference is rating: NetSpend Small Business at 3.2 against Zil.US's 2.0. NetSpend Small Business also leads on review sentiment (33% vs 0%) and iOS requirement (13.0 vs 15.0). Zil.US's advantage is update cadence (every 2 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NetSpend Small Business holds the better App Store score, 3.2 against 2.0. Both are backed by a comparable volume of ratings — 29 and 11 respectively. Written reviews point the same way: 33% of NetSpend Small Business's written reviews are positive against 0% of Zil.US's.

NetSpend Small Business ships an update every 3 months, Zil.US every 2 weeks. The most recent releases landed on October 22, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | NetSpend Small Business | Zil.US |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (29 ratings)](https://appshunter.io/ios/app/netspend-small-business/id1122232949/reviews)** | [2.0 (11 ratings)](https://appshunter.io/ios/app/zilus/id1576803726/reviews) |
| Number of ratings | **29** | 11 |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 47 MB | 51 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Netspend Corporation](https://appshunter.io/developer/381397907) | [onlinecheckwriter](https://appshunter.io/developer/1473071594) |

## What reviewers say

### NetSpend Small Business

[App page](https://appshunter.io/ios/app/netspend-small-business/id1122232949)

Manage your business finances on the go. Easily track income and expenses, simplify tax preparation with organized transactions, and accept payments directly through the app. Keep business and personal finances separate for better control.

**Highlights:** Separate business and personal expenses, Organize transactions for tax preparation, Accept payments on the go, Load checks, cash, and card payments, Secure and fast financial management

**Features:** macOS Compatibility

**In-app purchases:** none


### Zil.US

[App page](https://appshunter.io/ios/app/zilus/id1576803726)

This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.

**Highlights:** Free business/personal checking accounts, Early direct deposit, Credit builder tool, Fee-free ACH and wire transfers, Instant and physical Visa cards, Card management with custom limits, Two-factor authentication

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NetSpend Small Business free?

NetSpend Small Business is free to download, with no in-app purchases.

### Is Zil.US free?

Zil.US is free to download, with no in-app purchases.

### Which has better reviews, NetSpend Small Business or Zil.US?

NetSpend Small Business is rated higher. NetSpend Small Business averages 3.2 out of 5 from 29 ratings, while Zil.US averages 2.0 from 11 ratings.

### Do NetSpend Small Business or Zil.US have ads?

Neither NetSpend Small Business nor Zil.US shows ads.

### Which is updated more often, NetSpend Small Business or Zil.US?

NetSpend Small Business ships an update every 3 months, and Zil.US every 2 weeks. Most recently, NetSpend Small Business was updated on October 22, 2026 and Zil.US on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*