# MONETA Smart Banka vs George Česko

The clearest difference is ratings volume: George Česko at 2.1K against MONETA Smart Banka's 498. MONETA Smart Banka's advantage is device support (5 vs 2). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MONETA Smart Banka against 4.8 for George Česko. Both are backed by a comparable volume of ratings — 498 and 2.1K respectively. Written reviews are what separate them: 53% of MONETA Smart Banka's written reviews are positive against 60% of George Česko's.

MONETA Smart Banka ships an update every 10 days, George Česko every 3 weeks. Both last shipped on November 11, 2026.

## The numbers

| Metric | MONETA Smart Banka | George Česko |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (498 ratings)](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334/reviews) | **[4.8 (2.1K ratings)](https://appshunter.io/ios/app/george-cesko/id1163368801/reviews)** |
| Number of ratings | 498 | **2.1K** |
| Positive reviews | 53.1% of reviews | **60.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 400 MB | 458 MB |
| Requires iOS | **16.0** | 17.7 |
| Devices | **iPhone, iPad, Mac, Apple TV, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MONETA Money Bank, a.s](https://appshunter.io/developer/483589701) | [Ceska sporitelna, a.s.](https://appshunter.io/developer/469812790) |

## What reviewers say

### MONETA Smart Banka

[App page](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334)

Manage your bank accounts easily from your phone. Open a checking account remotely, check balances, make payments, and top up credit. Secure login with PIN or Touch ID protects your transactions.

**Highlights:** Remote account opening, Account balance and transaction overview, Payment orders and credit top-up, ATM and branch locator, Card management (blocking, limits), Loan and investment overview

**Features:** Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and simple
- 🚀 Fast and efficient
- 💯 Reliable and stable (historically)
- ✨ Modern design (for some)
- ✅ Many useful features

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐌 Slow loading times
- 😵 Messy and hard to navigate
- ❌ Unreliable, often not working
- 🫥 Login issues and errors

**Reported bugs**

- Widget not working correctly after update
- App crashes on start
- Account opening not possible through mobile app
- Sudden shutdowns and inability to move between tabs
- Error during activation, cannot activate via internet banking

**Requested features**

- Add ability to categorize payments
- Improve investment details view with time periods
- Allow adding investments to the first main page
- Add portrait mode for iPad
- Option to change design to older version


### George Česko

[App page](https://appshunter.io/ios/app/george-cesko/id1163368801)

Manage your income, expenses, investments, and insurance with a clear financial overview. Track spending, set reminders, make fast payments, and access investment tools. Offers cashback and allows for easy product applications.

**Highlights:** Manage income and expenses, Set payment reminders, Block lost cards, Instant local payments, Earn cashback, Invest in ETFs and stocks, Apply for credit cards and insurance

**In-app purchases:** none

**What reviewers like**

- 👍 Great app
- 🚀 Easy to use
- 🚀 Efficient banking
- 🚀 Convenient features
- 🚀 Excellent banking app

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Buggy updates
- 🐛 Compatibility issues
- 🐛 Unreliable connection
- 🐛 Forced app updates

**Reported bugs**

- Login issues after updates
- Payments not processing correctly
- QR code scanning not working
- Frequent app crashes
- Compatibility problems with newer devices

**Requested features**

- Dark/light mode option
- Ability to hide account balance
- Improved search in transaction history
- Separate expense categories
- International payment support


## Frequently asked questions

### Is MONETA Smart Banka free?

MONETA Smart Banka is free to download, with no in-app purchases.

### Is George Česko free?

George Česko is free to download, with no in-app purchases.

### Which has better reviews, MONETA Smart Banka or George Česko?

George Česko is rated higher. MONETA Smart Banka averages 4.8 out of 5 from 498 ratings, while George Česko averages 4.8 from 2.1K ratings.

### Do MONETA Smart Banka or George Česko have ads?

Neither MONETA Smart Banka nor George Česko shows ads.

### Which is updated more often, MONETA Smart Banka or George Česko?

MONETA Smart Banka ships an update every 10 days, and George Česko every 3 weeks. Most recently, MONETA Smart Banka was updated on November 11, 2026 and George Česko on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*