# MONETA Smart Banka vs ČSOB CEB Mobile

MONETA Smart Banka and ČSOB CEB Mobile both sit at 4.8 stars, but that hides the real split: 53% of MONETA Smart Banka's written reviews are positive against 24% of ČSOB CEB Mobile's. MONETA Smart Banka also leads on ratings volume (498 vs 37) and update cadence (every 10 days vs every 3 weeks). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MONETA Smart Banka against 4.9 for ČSOB CEB Mobile. That said, the two scores are not equally well evidenced: MONETA Smart Banka has 498 ratings behind it against 37, so its average is the more settled of the two. Written reviews are what separate them: 53% of MONETA Smart Banka's written reviews are positive against 24% of ČSOB CEB Mobile's.

MONETA Smart Banka ships an update every 10 days, ČSOB CEB Mobile every 3 weeks. The most recent releases landed on November 11, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | MONETA Smart Banka | ČSOB CEB Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (498 ratings)](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334/reviews) | **[4.9 (37 ratings)](https://appshunter.io/ios/app/csob-ceb-mobile/id1301368490/reviews)** |
| Number of ratings | **498** | 37 |
| Positive reviews | **53.1% of reviews** | 23.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 400 MB | 86 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Mac, Apple TV, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MONETA Money Bank, a.s](https://appshunter.io/developer/483589701) | [Československá obchodní banka, a.s.](https://appshunter.io/developer/479852418) |

## What reviewers say

### MONETA Smart Banka

[App page](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334)

Manage your bank accounts easily from your phone. Open a checking account remotely, check balances, make payments, and top up credit. Secure login with PIN or Touch ID protects your transactions.

**Highlights:** Remote account opening, Account balance and transaction overview, Payment orders and credit top-up, ATM and branch locator, Card management (blocking, limits), Loan and investment overview

**Features:** Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and simple
- 🚀 Fast and efficient
- 💯 Reliable and stable (historically)
- ✨ Modern design (for some)
- ✅ Many useful features

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐌 Slow loading times
- 😵 Messy and hard to navigate
- ❌ Unreliable, often not working
- 🫥 Login issues and errors

**Reported bugs**

- Widget not working correctly after update
- App crashes on start
- Account opening not possible through mobile app
- Sudden shutdowns and inability to move between tabs
- Error during activation, cannot activate via internet banking

**Requested features**

- Add ability to categorize payments
- Improve investment details view with time periods
- Allow adding investments to the first main page
- Add portrait mode for iPad
- Option to change design to older version


### ČSOB CEB Mobile

[App page](https://appshunter.io/ios/app/csob-ceb-mobile/id1301368490)

Manage your company finances on the go with this mobile application. Access account information, make payments, view payment history, and manage cards. Some features are available without logging in.

**Highlights:** Account information and balances, Payment history, Domestic and international payments, Payment card management, QR Payment search, Authorize operations, Standing order management

**In-app purchases:** none


## Frequently asked questions

### Is MONETA Smart Banka free?

MONETA Smart Banka is free to download, with no in-app purchases.

### Is ČSOB CEB Mobile free?

ČSOB CEB Mobile is free to download, with no in-app purchases.

### Which has better reviews, MONETA Smart Banka or ČSOB CEB Mobile?

ČSOB CEB Mobile is rated higher. MONETA Smart Banka averages 4.8 out of 5 from 498 ratings, while ČSOB CEB Mobile averages 4.9 from 37 ratings.

### Do MONETA Smart Banka or ČSOB CEB Mobile have ads?

Neither MONETA Smart Banka nor ČSOB CEB Mobile shows ads.

### Which is updated more often, MONETA Smart Banka or ČSOB CEB Mobile?

MONETA Smart Banka ships an update every 10 days, and ČSOB CEB Mobile every 3 weeks. Most recently, MONETA Smart Banka was updated on November 11, 2026 and ČSOB CEB Mobile on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*