# MONETA Smart Banka vs Partners

The clearest difference is monetization model: MONETA Smart Banka at free against Partners's free with in-app purchases. MONETA Smart Banka also leads on ratings volume (496 vs 4) and device support (5 vs 3). Partners's advantage is review sentiment (73% vs 53%) and update cadence (every 4 days vs every 10 days). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Partners holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MONETA Smart Banka has 496 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 53% of MONETA Smart Banka's written reviews are positive against 73% of Partners's.

MONETA Smart Banka ships an update every 10 days, Partners every 4 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MONETA Smart Banka | Partners |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (496 ratings)](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/partners/id1557274569/reviews)** |
| Number of ratings | **496** | 4 |
| Positive reviews | 53.1% of reviews | **73.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 4 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 399 MB | 594 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | **iPhone, iPad, Mac, Apple TV, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MONETA Money Bank, a.s](https://appshunter.io/developer/483589701) | [PBK Technology, s.r.o.](https://appshunter.io/developer/1557274571) |

## What reviewers say

### MONETA Smart Banka

[App page](https://appshunter.io/ios/app/moneta-smart-banka/id1122443334)

Manage your bank accounts conveniently from your phone with this free mobile banking application. Open accounts remotely, check balances, make payments, and access various banking services securely. It offers features like card management, loan overviews, and ATM locators.

**Highlights:** Remote account opening, Check account balances, Make payments and top up credit, Card management (blocking, limits), Loan and investment overviews, ATM locator with filters, Secure PIN and Touch ID login

**Features:** Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and simple
- 🚀 Fast and efficient
- 💯 Reliable and stable (historically)
- ✨ Modern design (for some)
- ✅ Many useful features

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐌 Slow loading times
- 😵 Messy and hard to navigate
- ❌ Unreliable, often not working
- 🫥 Login issues and errors

**Reported bugs**

- Widget not working correctly after update
- App crashes on start
- Account opening not possible through mobile app
- Sudden shutdowns and inability to move between tabs
- Error during activation, cannot activate via internet banking

**Requested features**

- Add ability to categorize payments
- Improve investment details view with time periods
- Allow adding investments to the first main page
- Add portrait mode for iPad
- Option to change design to older version


### Partners

[App page](https://appshunter.io/ios/app/partners/id1557274569)

Manage all your accounts, investments, mortgages, and insurance in one secure app. Easily compare and arrange new financial products, track investments, and manage cards. Your complete financial overview, simplified.

**Highlights:** All accounts in one app, Investment tracking, Mortgage and insurance management, Card management, Compare and arrange financial products, Digital contract signing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive
- 🚀 Fast and responsive
- ✨ Clean and clear interface
- 💡 Innovative features (e.g., no foreign transaction fees)
- ✅ All banking tasks in one app

**What reviewers complain about**

- 🙄 Difficult onboarding/activation process (ID photo, phone calls)
- 📢 Aggressive marketing notifications/ads
- 🐛 Bugs and glitches (app crashes, language overlap)
- 🚫 Limited customization options
- 💳 Issues with card payments abroad (mentioned by one user)

**Reported bugs**

- App crashes after opening
- ID/document scanning fails
- App appears on device without user consent
- Login issues on MacBook
- Text overflows with display zoom enabled

**Requested features**

- Allow disabling marketing popups
- Improve ID/document scanning for onboarding
- Add graphs for income/expenses and pension development
- Filter incoming/outgoing payments by time period
- Allow editing/canceling standing orders


## Frequently asked questions

### Is MONETA Smart Banka free?

MONETA Smart Banka is free to download, with no in-app purchases.

### Is Partners free?

Partners is free to download, with no in-app purchases.

### Which has better reviews, MONETA Smart Banka or Partners?

Partners is rated higher. MONETA Smart Banka averages 4.8 out of 5 from 496 ratings, while Partners averages 5.0 from 4 ratings.

### Do MONETA Smart Banka or Partners have ads?

Neither MONETA Smart Banka nor Partners shows ads.

### Which is updated more often, MONETA Smart Banka or Partners?

MONETA Smart Banka ships an update every 10 days, and Partners every 4 days. Most recently, MONETA Smart Banka was updated on November 2, 2026 and Partners on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*